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Page: Company Financials

Bank of the James Financial Group, Inc.

Ticker: BOTJ | Industry: Banks - Regional | Sector: Financial Services
$18.12 +0.61 (3.48%)
As of: 2026-01-23

Master Data Export

Enterprise Value

Metric MRQ MRQ-1 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Stock Price 15.60 14.06 14.81 12.64 10.58 13.11 14.67 9.11 13.24 13.77 13.41 11.66 10.57 8.51 7.32 5.00 4.31 6.71 6.29 9.31 11.43 12.84 9.86 8.46 5.70 4.67
Market Capitalization 70.88M 63.88M 67.30M 57.41M 48.28M 61.64M 69.66M 43.48M 63.70M 66.33M 64.60M 56.14M 40.29M 31.49M 27.02M 18.39M 15.75M 24.37M 22.53M 33.24M 40.79M 41.08M 35.62M 25.14M 33.94M 34.59M
(-) Cash & Equivalents 28.45M 77.91M 44.04M 23.48M 22.75M 33.92M 33.20M 31.08M 27.80M 25.02M 20.24M 17.54M 16.12M 16.71M 18.12M 16.72M 14.07M 12.05M 10.80M 10.37M 5.61M 6.28M 4.64M 4.31M 6.14M 0.95M
(+) Total Debt 8.84M 8.99M 12.34M 19.57M 20.14M 20.69M 12.78M 8.08M 5.00M 7.50M 6.25M 0.00M 10.59M 17.08M 13.03M 15.34M 25.24M 25.07M 39.26M 36.55M 12.17M 7.95M 5.37M 3.53M 0.00M 0.00M
Enterprise Value 51.26M -5.04M 35.60M 53.49M 45.67M 48.42M 49.24M 20.48M 40.91M 48.81M 50.61M 38.60M 34.76M 31.87M 21.92M 17.00M 26.92M 37.39M 51.00M 59.41M 47.35M 42.75M 36.34M 24.35M 27.81M 33.63M

Income Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31
Revenue 45M 57M 59M 51M 44M 39M 40M 36M 32M 28M 26M 24M 22M 22M 22M 23M 25M 24M 20M 20M 17M 14M 11M 9M 8M 6M
Cost of Revenue 10M 14M 15M 9M 1M 2M 7M 6M 5M 4M 4M 3M 2M 3M 5M 9M 9M 13M 9M 8M 6M 5M 3M 3M 3M 3M
Gross Profit 35M 43M 44M 42M 43M 38M 32M 31M 27M 24M 22M 21M 20M 19M 17M 14M 16M 10M 10M 12M 11M 10M 8M 7M 5M 3M
Gross Profit Margin 76.9% 75.3% 75.0% 81.6% 97.2% 95.9% 82.1% 84.1% 85.8% 85.7% 84.7% 87.7% 89.2% 86.3% 76.0% 60.8% 63.5% 43.1% 52.1% 59.5% 62.8% 67.5% 71.0% 69.9% 59.8% 51.9%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 17M 21M 21M 20M 20M 18M 17M 15M 13M 12M 11M 10M 9M 8M 8M 7M 9M 7M 6M 5M 4M 4M 3M 2M 2M 1M
Operating Expenses 28M 33M 34M 32M 32M 28M 26M 24M 21M 19M 17M 16M 15M 15M 14M 13M 14M 11M 11M 9M 8M 7M 6M 4M 3M 2M
Operating Income (EBIT) 7M 10M 10M 10M 11M 9M 6M 7M 7M 5M 5M 5M 5M 4M 3M 1M 2M -1M -1M 3M 3M 3M 2M 2M 1M 0M
Operating Income Margin 14.5% 17.3% 16.8% 20.0% 25.2% 24.1% 15.6% 19.1% 20.9% 19.2% 18.6% 22.1% 21.3% 18.9% 12.1% 2.2% 9.7% -5.7% -3.3% 15.4% 16.2% 19.2% 19.8% 23.0% 15.6% 8.7%
Interest Income 34M 43M 45M 39M 32M 29M 30M 30M 27M 24M 22M 20M 19M 18M 19M 20M 22M 21M 19M 18M 15M 12M 9M 8M 7M 5M
Interest Expense 11M 15M 15M 10M 2M 2M 5M 5M 4M 3M 2M 3M 2M 2M 3M 4M 6M 9M 8M 8M 6M 4M 3M 2M 3M 2M
Net Interest Income 24M 29M 29M 30M 30M 27M 25M 24M 23M 21M 19M 18M 16M 16M 16M 15M 15M 11M 11M 10M 9M 8M 7M 5M 4M 3M
Unusual Items -24M -29M -29M -30M -30M -27M -25M -24M -23M -21M -19M -18M -16M -16M -16M -15M -15M -11M -11M -10M -9M -8M -7M -5M -4M -3M
EBT Excluding Unusual Items 30M 39M 39M 40M 41M 36M 31M 31M 30M 26M 24M 23M 21M 20M 18M 16M 18M 10M 10M 13M 12M 11M 9M 8M 5M 3M
Pre-Tax Income 7M 10M 10M 10M 11M 9M 6M 7M 7M 5M 5M 5M 5M 4M 3M 1M 2M -1M -1M 3M 3M 3M 2M 2M 1M 0M
Pre-Tax Margin 14.5% 17.3% 16.8% 20.0% 25.2% 24.1% 15.6% 19.1% 20.9% 19.2% 18.6% 22.1% 21.3% 18.9% 12.1% 2.2% 9.7% -5.7% -3.3% 15.4% 16.2% 19.2% 19.8% 23.0% 15.6% 8.7%
Income Tax Expense 1M 1M 2M 2M 2M 2M 1M 1M 1M 2M 2M 2M 1M 1M 1M 0M 1M -1M -1M 1M 1M 1M 1M 1M 0M 0M
Net Income 5M 8M 8M 9M 9M 8M 5M 6M 5M 3M 3M 4M 3M 3M 2M 1M 2M -1M 0M 2M 2M 2M 1M 1M 1M 1M
Net Income Margin 11.5% 14.7% 13.5% 16.9% 20.3% 19.3% 12.6% 15.4% 16.7% 10.5% 12.7% 15.3% 15.4% 14.1% 9.6% 2.6% 7.2% -2.7% 1.1% 10.2% 10.4% 12.7% 13.1% 15.1% 10.3% 11.3%
Depreciation & Amortization 2M 2M 2M 2M 3M 2M 2M 2M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 0M 0M 0M
EBITDA 8M 12M 12M 12M 14M 12M 8M 9M 8M 6M 6M 6M 5M 5M 3M 1M 3M 0M 0M 4M 3M 3M 3M 3M 2M 1M
EBITDA Margin 18.3% 20.5% 20.1% 23.8% 31.1% 29.3% 20.8% 23.7% 23.9% 22.1% 21.5% 25.3% 24.7% 22.2% 15.2% 5.3% 12.9% -2.0% 0.6% 18.9% 20.3% 24.2% 26.7% 27.2% 19.7% 13.3%
NOPAT 5M 8M 8M 9M 9M 8M 5M 6M 5M 3M 3M 4M 3M 3M 2M 1M 2M -1M -1M 2M 2M 2M 1M 1M 1M 1M
NOPAT Margin 11.5% 14.7% 13.5% 16.9% 20.3% 19.3% 12.6% 15.4% 16.7% 10.5% 12.7% 15.3% 15.4% 14.1% 9.6% 2.6% 7.2% -4.5% -2.6% 10.2% 10.4% 12.7% 13.1% 15.1% 10.3% 11.3%
Owner's Earnings 7M 8M 7M 9M 10M 7M 5M 3M 4M 2M 2M 3M 3M 3M 2M 1M 2M -3M -1M 3M 1M 2M 1M 0M 0M 1M
Owner's Earnings Margin 14.5% 14.0% 12.4% 17.7% 23.5% 17.2% 13.3% 7.9% 12.4% 6.5% 9.0% 12.2% 12.8% 13.7% 10.8% 2.7% 9.4% -14.6% -7.4% 13.5% 6.4% 11.4% 6.2% 0.3% 2.2% 10.8%
EPS (Basic) 1.76 1.85 1.75 1.91 1.91 1.60 1.04 1.16 1.10 0.61 0.68 0.97 0.92 0.83 0.58 0.16 0.50 -0.18 0.07 0.59 0.52 0.47 0.27 0.48 0.11 0.08
EPS (Diluted) 1.14 1.86 1.75 1.91 1.91 1.60 1.04 1.16 1.10 0.61 0.68 0.97 0.92 0.83 0.58 0.16 0.50 -0.18 0.06 0.56 0.49 0.47 0.49 0.46 0.11 0.09
Shares (Basic) 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M 4M 4M 4M 4M 4M 4M 4M 4M 4M 3M 4M 3M 3M 7M 7M
Shares (Diluted) 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 3M 3M 7M 7M

Product Segments

Metric TTM TTM-1 2024-12-31
All Other Segments 0.00M 0.00M 7.88M
Community Banking 0.00M 0.00M 35.99M
Investment Advisory Services 0.00M 0.00M 4.84M
Mortgage 0.00M 0.00M 4.49M

Balance Sheet

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31
Cash & Cash Equivalents 0.00M 22.59M 23.29M 25.61M 30.03M 29.34M 31.68M 30.79M 26.73M 20.27M 16.94M 15.95M 12.74M 16.67M 16.83M 17.68M 11.67M 10.07M 10.58M 4.31M 6.74M 4.99M 3.98M 5.25M 3.80M 2.66M
Short-Term Investments 0.00M 3.48M 15.39M 216.51M 185.79M 161.27M 90.19M 59.66M 52.73M 55.31M 40.78M 36.00M 24.40M 46.09M 50.29M 48.34M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Cash & Short-Term Investments 0.00M 26.07M 38.67M 242.12M 215.81M 190.60M 121.87M 90.45M 79.45M 75.58M 57.71M 51.95M 37.14M 62.76M 67.12M 66.02M 11.67M 10.07M 10.58M 4.31M 6.74M 4.99M 3.98M 5.25M 3.80M 2.66M
Net Receivables 0.00M 3.15M 3.07M 2.84M 2.74M 2.06M 2.35M 1.87M 2.84M 3.08M 2.59M 2.34M 2.19M 1.81M 2.18M 2.26M 1.47M 2.18M 1.62M 1.52M 1.31M 1.08M 0.98M 0.73M 0.61M 0.37M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Current Assets 0.00M 29.22M 41.74M 244.96M 218.55M 192.67M 124.22M 92.32M 82.30M 78.66M 60.31M 54.29M 39.33M 64.57M 69.30M 68.27M 13.13M 12.25M 12.21M 5.83M 8.05M 6.07M 4.96M 5.98M 4.42M 3.03M
Property, Plant & Equipment 18.01M 19.04M 18.96M 18.14M 17.97M 18.35M 16.98M 16.70M 13.43M 12.06M 10.95M 10.01M 9.26M 8.68M 8.34M 8.74M 8.88M 10.46M 7.67M 6.00M 5.64M 4.90M 4.64M 3.63M 2.22M 1.57M
Goodwill 2.05M 2.05M 2.05M 2.05M 2.05M 3.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Intangible Assets 6.31M 6.45M 6.73M 7.29M 7.85M 8.41M 0.00M 0.00M 0.19M 0.17M 0.18M 0.00M 0.00M 0.27M 0.25M 0.12M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Long-Term Investments 0.00M 850.02M 816.30M 606.80M 611.43M 581.75M 612.71M 581.18M 535.39M 499.36M 471.49M 434.93M 398.13M 345.45M 323.90M 327.32M 373.60M 379.24M 297.02M 256.25M 213.66M 179.40M 160.18M 129.62M 102.28M 69.81M
Tax Assets 6.92M 7.77M 0.00M 0.00M 0.00M 0.00M 0.00M 1.18M 1.76M 1.42M 2.37M 1.40M 1.22M 2.63M 1.37M 1.38M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Assets -33.28M 89.69M 93.46M 90.13M 70.72M 183.46M 97.48M 34.02M 42.03M 34.85M 29.08M 26.52M 12.92M 12.92M 38.22M 21.61M 23.32M 35.73M 11.71M 1.98M 5.36M 5.49M 1.24M 5.79M 5.15M 1.18M
Other Assets 1,020.13M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Non-Current Assets 1,020.12M 975.03M 937.51M 724.41M 710.02M 794.97M 727.17M 633.08M 592.79M 547.85M 514.07M 472.85M 421.54M 369.94M 372.08M 359.16M 405.79M 425.43M 316.40M 264.23M 224.66M 189.78M 166.06M 139.03M 109.65M 72.56M
Total Assets 1,020.12M 1,004.24M 979.24M 969.37M 928.57M 987.63M 851.39M 725.39M 675.09M 626.51M 574.37M 527.14M 460.87M 434.51M 441.38M 427.44M 418.93M 437.68M 328.61M 270.06M 232.71M 195.85M 171.03M 145.01M 114.07M 75.59M
Accounts Payable 0.00M 0.86M 0.72M 0.48M 0.09M 0.05M 0.09M 0.17M 0.13M 0.11M 0.09M 0.06M 0.06M 0.07M 0.07M 0.11M 0.12M 0.20M 0.30M 0.00M 0.00M 0.15M 0.07M 0.08M 0.11M 0.12M
Short-Term Debt 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 3.19M 4.11M 0.00M 8.38M 7.33M 10.71M 14.34M 16.13M 8.45M 6.96M 4.26M 0.00M 0.00M 0.00M
Tax Payables 0.00M 0.31M 0.00M 0.00M 0.00M 0.00M 0.00M 0.12M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.11M 0.06M 0.00M 0.00M 0.00M 0.07M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 0.00M 910.22M 882.40M 878.46M 848.14M 887.06M 764.97M 649.34M 612.04M 567.49M 523.11M 467.61M 399.50M 387.40M 399.02M 374.23M 368.39M 375.77M 268.11M 229.13M 202.10M 173.96M 153.83M 133.49M 103.51M 66.19M
Total Current Liabilities 0.00M 911.38M 883.13M 878.94M 848.23M 887.10M 765.05M 649.63M 612.17M 567.60M 523.20M 467.67M 402.74M 391.57M 399.09M 382.72M 375.84M 386.68M 282.75M 245.26M 210.65M 181.12M 158.16M 133.57M 103.62M 66.38M
Long-Term Debt 8.84M 8.99M 19.35M 19.93M 20.49M 21.02M 10.03M 5.00M 5.00M 5.00M 0.00M 10.00M 22.00M 12.00M 12.00M 17.00M 17.00M 27.00M 21.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Capital Lease Obligations 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Liabilities -8.84M 12.20M 11.91M 10.46M 9.62M 10.09M 9.58M 9.32M 0.00M 0.00M 1.57M 0.00M 1.35M 1.17M 0.68M 0.91M 0.59M 0.27M 0.22M 0.28M 0.13M 0.05M 0.08M 0.14M 0.48M 0.08M
Total Non-Current Liabilities 0.00M 21.19M 31.25M 30.39M 30.12M 31.10M 19.60M 14.32M 5.00M 5.00M 1.57M 10.00M 23.35M 13.17M 12.68M 17.91M 17.59M 27.27M 21.22M 0.28M 0.13M 0.05M 0.08M 0.14M 0.48M 0.08M
Total Liabilities 0.00M 932.58M 914.38M 909.33M 878.35M 918.21M 784.65M 663.95M 617.17M 572.60M 524.77M 477.67M 426.09M 404.74M 411.77M 400.63M 393.43M 413.96M 303.97M 245.54M 210.78M 181.18M 158.24M 133.70M 104.10M 66.47M
Preferred Stock 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock 9.72M 9.72M 9.72M 9.72M 9.91M 10.15M 9.29M 9.33M 9.37M 9.37M 9.37M 9.37M 7.22M 7.20M 7.18M 7.15M 7.11M 6.40M 6.01M 5.47M 4.91M 4.27M 4.13M 3.74M 3.74M 3.74M
Retained Earnings 47.74M 45.44M 42.80M 36.68M 31.03M 23.44M 24.67M 20.90M 16.52M 12.27M 10.16M 7.92M 5.03M 2.12M -0.94M -3.07M -3.67M -2.94M -0.78M 3.06M 4.99M 3.22M 1.43M 1.94M 0.52M -0.29M
Accumulated OCI -15.74M -18.75M -22.92M -21.62M -26.78M -1.39M 1.79M -0.01M -2.24M -1.47M -1.60M -0.59M -0.39M -2.42M 0.57M -0.05M -0.69M -0.50M -0.08M -0.01M -0.23M -0.24M -0.01M 0.01M 0.09M 0.06M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 41.72M 36.41M 29.61M 24.79M 14.16M 32.20M 35.74M 30.22M 23.65M 20.17M 17.93M 16.70M 11.86M 6.90M 6.81M 4.03M 2.75M 2.96M 5.16M 8.53M 9.67M 7.25M 5.55M 5.69M 4.36M 3.51M
Total Equity 41.72M 36.41M 29.61M 24.79M 14.16M 32.20M 35.74M 30.22M 23.65M 20.17M 17.93M 16.70M 11.86M 6.90M 6.81M 4.03M 2.75M 2.96M 5.16M 8.53M 9.67M 7.25M 5.55M 5.69M 4.36M 3.51M
Total Liabilities & Equity 41.72M 968.99M 943.99M 934.12M 892.50M 950.40M 820.40M 694.17M 640.82M 592.77M 542.70M 494.37M 437.95M 411.64M 418.58M 404.66M 396.19M 416.92M 309.13M 254.07M 220.45M 188.43M 163.79M 139.40M 108.46M 69.97M
Tangible Assets 1,011.77M 995.74M 970.47M 960.03M 918.67M 976.23M 851.39M 725.39M 674.90M 626.34M 574.20M 527.14M 460.87M 434.24M 441.13M 427.31M 418.93M 437.68M 328.61M 270.06M 232.71M 195.85M 171.03M 145.01M 114.07M 75.59M
Tangible Equity 33.36M 27.91M 20.83M 15.45M 4.26M 20.79M 35.74M 30.22M 23.46M 20.01M 17.75M 16.70M 11.86M 6.64M 6.56M 3.91M 2.75M 2.96M 5.16M 8.53M 9.67M 7.25M 5.55M 5.69M 4.36M 3.51M
Tangible Book Value 33.36M 27.91M 20.83M 15.45M 4.26M 20.79M 35.74M 30.22M 23.46M 20.01M 17.75M 16.70M 11.86M 6.64M 6.56M 3.91M 2.75M 2.96M 5.16M 8.53M 9.67M 7.25M 5.55M 5.69M 4.36M 3.51M
Total Investments 0.00M 853.50M 831.69M 823.31M 797.22M 743.02M 702.89M 640.84M 588.11M 554.67M 512.26M 470.92M 422.53M 391.54M 374.20M 375.66M 373.60M 379.24M 297.02M 256.25M 213.66M 179.40M 160.18M 129.62M 102.28M 69.81M
Net Debt 8.84M -13.60M -3.94M -5.68M -9.53M -8.32M -21.66M -25.79M -21.73M -15.27M -16.94M -5.95M 12.45M -0.56M -4.83M 7.70M 12.67M 27.64M 24.76M 11.82M 1.71M 1.96M 0.28M -5.25M -3.80M -2.66M

Capital Metrics

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31
Working Capital 0.0M -882.2M -841.4M -634.0M -629.7M -693.8M -640.8M -557.3M -529.9M -488.9M -462.9M -413.4M -363.4M -327.0M -329.8M -314.5M -362.7M -374.4M -270.5M -239.4M -202.6M -175.1M -153.2M -127.6M -99.2M -63.4M
Total Capital 85.8M 80.7M 84.2M 80.0M 70.7M 90.4M 76.8M 66.4M 60.1M 56.7M 49.4M 58.2M 60.0M 45.9M 41.6M 52.2M 49.8M 61.4M 60.0M 40.7M 30.4M 21.6M 17.0M 11.3M 10.0M 9.1M
Capital Employed 1,020.1M 92.9M 96.1M 90.4M 80.3M 100.5M 86.3M 75.8M 62.7M 58.7M 51.0M 59.8M 58.1M 42.9M 42.3M 44.7M 43.1M 51.0M 45.9M 24.8M 22.1M 14.7M 12.9M 11.4M 10.4M 9.2M
Invested Capital 85.8M 58.1M 60.9M 54.4M 40.7M 61.1M 45.1M 35.7M 33.4M 36.4M 32.5M 42.2M 47.2M 29.2M 24.8M 34.5M 38.2M 51.4M 49.4M 36.3M 23.6M 16.6M 13.1M 6.1M 6.2M 6.5M

Cash Flow Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31
Net Income 7.92M 8.43M 7.94M 8.70M 8.96M 7.59M 4.98M 5.61M 5.30M 2.92M 3.29M 3.69M 3.41M 3.06M 2.13M 0.60M 1.82M -0.64M 0.22M 2.08M 1.77M 1.79M 1.47M 1.42M 0.82M 0.63M
Depreciation & Amortization 1.73M 1.86M 1.94M 1.97M 2.61M 2.06M 2.03M 1.67M 0.93M 0.81M 0.77M 0.77M 0.76M 0.72M 0.68M 0.72M 0.81M 0.87M 0.76M 0.70M 0.70M 0.70M 0.77M 0.39M 0.33M 0.26M
Deferred Income Tax 0.00M 0.00M 0.03M -0.36M -0.01M 0.11M -0.84M -0.02M -0.13M 0.76M -0.46M -0.07M 0.36M 0.28M -0.31M 0.20M -0.08M -0.54M -0.49M 0.00M -0.18M 0.02M 0.14M -0.01M -0.01M -0.22M
Stock-Based Compensation 0.00M 0.00M 0.00M 0.00M 0.00M 0.11M 0.11M 0.11M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.01M 0.01M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Change in Working Capital 0.25M -1.16M 1.82M -2.74M -0.80M 0.90M -0.92M -0.05M 0.16M -0.31M -0.38M -0.64M -0.38M -0.32M -0.59M 0.26M 1.85M -2.95M -2.07M -0.82M -0.71M 0.26M -0.70M -0.55M 0.18M 0.00M
Accounts Receivable -0.37M 0.01M -0.23M -0.10M -0.67M 0.29M -0.48M -0.12M 0.24M -0.49M -0.25M -0.15M -0.38M 0.37M 0.08M -0.49M 1.03M -0.01M -1.28M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable -0.04M 0.38M 0.24M 0.39M 0.04M -0.04M -0.09M 0.05M 0.02M 0.02M 0.03M 0.00M -0.01M -0.01M -0.04M -0.01M -0.08M -0.10M -0.10M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Working Capital 0.65M -1.55M 1.81M -3.03M -0.17M 0.65M -0.34M 0.03M -0.09M 0.15M -0.16M -0.49M 0.01M -0.69M -0.62M 0.75M 0.89M -2.84M -0.68M -0.82M -0.71M 0.26M -0.70M -0.55M 0.18M 0.00M
Other Non-Cash Items 1.68M 1.02M -3.22M 1.91M -1.45M 5.58M -0.16M -1.72M 2.31M 2.53M -0.43M -0.40M 1.48M 1.05M 3.14M 5.36M 3.32M 4.91M 3.81M 0.47M 0.77M 0.79M 0.75M 0.54M 0.62M 0.42M
Net Cash from Operating Activities 11.57M 10.15M 8.51M 9.49M 9.31M 16.35M 5.20M 5.59M 8.57M 6.72M 2.79M 3.35M 5.63M 4.79M 5.05M 7.12M 7.72M 1.65M 2.25M 2.44M 2.35M 3.57M 2.43M 1.79M 1.95M 1.09M
Capital Expenditures (PPE) -0.34M -2.31M -2.55M -1.57M -1.19M -2.91M -1.75M -4.40M -2.30M -1.92M -1.71M -1.51M -1.34M -0.82M -0.41M -0.69M -0.27M -3.65M -2.43M -0.01M -1.38M -0.89M -1.55M -1.78M -0.96M -0.28M
Acquisitions (Net) 0.00M 0.00M 0.00M 0.00M -0.82M -10.40M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Purchases of Investments -34.89M -42.06M -20.85M -34.85M -77.49M -84.53M -51.15M -16.99M -1.00M -29.83M -41.75M -27.02M -3.14M -30.85M -44.34M -73.83M -45.66M -79.41M -20.90M -14.80M -7.88M -19.45M -15.88M -10.00M -14.09M -3.05M
Sales / Maturities of Investments 27.36M 46.96M 47.21M 12.13M 19.40M 8.36M 23.15M 12.90M 4.20M 13.17M 34.88M 15.06M 28.83M 30.18M 48.51M 71.79M 53.12M 34.58M 29.22M 8.93M 5.50M 14.90M 10.55M 11.39M 3.63M 5.65M
Other Investing Activities -26.71M -27.76M -34.98M 0.97M -28.03M 24.45M -32.30M -44.04M -39.67M -28.14M -38.63M -36.82M -54.64M -20.21M -2.60M -6.77M -6.84M -47.88M -55.17M -37.00M -32.62M -16.01M -26.42M -29.46M -22.53M -30.65M
Net Cash from Investing Activities -34.59M -25.17M -11.17M -23.34M -88.13M -65.03M -62.05M -52.53M -38.77M -46.71M -47.21M -50.29M -30.29M -21.70M 1.15M -9.51M 0.36M -96.36M -49.29M -42.89M -36.37M -21.46M -33.30M -29.85M -33.95M -28.34M
Net Debt Issuance -10.84M -0.98M -0.99M -0.94M -0.89M 10.57M -5.41M -0.16M 0.00M 5.00M -10.00M -12.00M 10.00M 0.00M -5.00M 0.00M -10.00M 6.00M 21.00M 5.59M 0.00M 0.00M 4.26M 0.00M 0.00M 0.00M
Long-Term Debt Issuance -10.84M -0.98M -0.99M -0.94M -0.89M 10.57M -5.41M -0.16M 0.00M 5.00M -10.00M -12.00M 10.00M 0.00M -5.00M 0.00M -10.00M 6.00M 21.00M 5.59M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Short-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 4.26M 0.00M 0.00M 0.00M
Net Stock Issuance 0.00M 0.00M 0.00M -1.00M -1.40M -0.43M 9.75M -0.32M 0.00M 0.00M 0.00M 10.65M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.06M 0.27M 5.33M 0.33M 0.03M 0.00M 0.00M 0.00M
Common Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 10.03M 0.00M 0.00M 0.00M 0.00M 10.65M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 5.33M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock Repurchased 0.00M 0.00M 0.00M -1.00M -1.40M -0.43M -0.28M -0.32M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.06M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Dividends Paid -1.82M -1.73M -1.82M -1.46M -1.37M -1.27M -1.22M -1.23M -1.05M -1.05M -1.05M -0.80M -0.51M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Dividends Paid -1.36M -1.73M -1.82M -1.46M -1.37M -1.27M -1.22M -1.23M -1.05M -1.05M -1.05M -0.80M -0.51M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 11.92M 27.41M 3.95M 30.32M -38.92M 122.09M 115.51M 37.42M 44.55M 44.38M 55.50M 65.00M 11.25M -7.42M 16.46M 6.97M -10.62M 104.19M 37.61M 29.03M 29.33M 22.82M 20.35M 29.98M 37.32M 23.99M
Net Cash from Financing Activities -0.74M 24.70M 1.14M 26.92M -42.57M 130.95M 118.63M 35.72M 43.50M 48.33M 44.45M 62.85M 20.74M -7.42M 11.46M 6.97M -20.62M 110.19M 58.55M 34.88M 34.66M 23.15M 24.64M 29.98M 37.32M 23.99M
Effect of FX on Cash 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash -23.76M 9.68M -1.53M 13.08M -121.39M 82.27M 61.78M -11.21M 13.31M 8.34M 0.03M 15.91M -3.93M -24.33M 17.66M 4.58M -12.55M 15.48M 11.51M -5.56M 0.64M 5.26M -6.24M 1.92M 5.32M -3.25M
Cash at Beginning of Period 355.39M 337.07M 74.84M 61.76M 183.15M 100.89M 39.11M 50.33M 37.02M 28.68M 28.66M 12.74M 16.67M 41.00M 23.34M 18.76M 31.31M 15.83M 4.31M 9.88M 9.24M 3.98M 10.22M 8.30M 2.98M 6.23M
Cash at End of Period 331.63M 346.74M 73.31M 74.84M 61.76M 183.15M 100.89M 39.11M 50.33M 37.02M 28.68M 28.66M 12.74M 16.67M 41.00M 23.34M 18.76M 31.31M 15.83M 4.31M 9.88M 9.24M 3.98M 10.22M 8.30M 2.98M
Operating Cash Flow 11.57M 10.15M 8.51M 9.49M 9.31M 16.35M 5.20M 5.59M 8.57M 6.72M 2.79M 3.35M 5.63M 4.79M 5.05M 7.12M 7.72M 1.65M 2.25M 2.44M 2.35M 3.57M 2.43M 1.79M 1.95M 1.09M
Capital Expenditure -0.34M -2.31M -2.55M -1.57M -1.19M -2.91M -1.75M -4.40M -2.30M -1.92M -1.71M -1.51M -1.34M -0.82M -0.41M -0.69M -0.27M -3.65M -2.43M -0.01M -1.38M -0.89M -1.55M -1.78M -0.96M -0.28M
Free Cash Flow 11.23M 7.84M 5.96M 7.92M 8.12M 13.44M 3.45M 1.19M 6.27M 4.80M 1.08M 1.84M 4.28M 3.97M 4.64M 6.43M 7.46M -2.00M -0.18M 2.43M 0.98M 2.68M 0.88M 0.01M 0.98M 0.81M

Free Cash Flow

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31
EBITDA 19.56M 24.04M 25.11M 23.77M 25.91M 21.41M 17.58M 17.45M 15.26M 13.10M 11.99M 12.05M 11.41M 10.96M 9.65M 7.63M 8.19M 3.72M 4.64M 7.75M 6.92M 6.72M 5.96M 4.95M 3.44M 2.00M
(-) Tax Adjustment 4.04M 3.57M 5.01M 3.64M 5.02M 4.22M 3.41M 3.34M 3.06M 4.59M 3.80M 3.72M 3.13M 2.78M 1.96M 0.00M 2.07M 1.30M 1.62M 2.64M 2.42M 2.28M 2.03M 1.70M 1.17M 0.00M
(-) Change In Working Capital 0.25M -1.16M 1.82M -2.74M -0.80M 0.90M -0.92M -0.05M 0.16M -0.31M -0.38M -0.64M -0.38M -0.32M -0.59M 0.26M 1.85M -2.95M -2.07M -0.82M -0.71M 0.26M -0.70M -0.55M 0.18M 0.00M
(-) Capital Expenditure -0.34M -2.31M -2.55M -1.57M -1.19M -2.91M -1.75M -4.40M -2.30M -1.92M -1.71M -1.51M -1.34M -0.82M -0.41M -0.69M -0.27M -3.65M -2.43M -0.01M -1.38M -0.89M -1.55M -1.78M -0.96M -0.28M
Unlevered Free Cash Flow 13.44M 19.33M 15.73M 21.29M 20.50M 13.39M 13.33M 9.76M 9.74M 6.91M 6.86M 7.45M 7.32M 7.67M 7.86M 6.68M 4.01M 1.72M 2.66M 5.91M 3.83M 3.28M 3.09M 2.02M 1.13M 1.72M
(-) Net Interest Income After Taxes 18.71M 24.56M 23.33M 25.11M 23.90M 21.69M 20.20M 19.77M 18.47M 13.39M 13.08M 12.17M 11.86M 11.93M 12.54M 15.33M 11.33M 7.34M 6.87M 6.51M 5.85M 5.45M 4.57M 3.61M 2.62M 2.50M
Net Debt Issuance -10.84M -0.98M -0.99M -0.94M -0.89M 10.57M -5.41M -0.16M 0.00M 5.00M -10.00M -12.00M 10.00M 0.00M -5.00M 0.00M -10.00M 6.00M 21.00M 5.59M 0.00M 0.00M 4.26M 0.00M 0.00M 0.00M
Levered Free Cash Flow -16.10M -6.21M -8.59M -4.77M -4.29M 2.27M -12.29M -10.17M -8.73M -1.48M -16.22M -16.72M 5.46M -4.26M -9.68M -8.65M -17.32M 0.38M 16.78M 4.99M -2.02M -2.17M 2.78M -1.58M -1.49M -0.78M