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Page: Company Financials

CoastalSouth Bancshares, Inc.

Ticker: COSO | Industry: Banks - Regional | Sector: Financial Services
$23.83 -0.12 (-0.50%)
As of: 2026-01-23

Master Data Export

Enterprise Value

Metric MRQ MRQ-1 2025 2024 2023 2022 2021 2020 2019 2018 2017
Stock Price 21.81 21.29 21.45 18.97 15.40 16.69 16.32 10.99 12.65 16.40 19.63
Market Capitalization 244.66M 218.81M 227.26M 195.30M 144.19M 145.37M 133.03M 87.55M 91.09M 98.21M 124.74M
(-) Cash & Equivalents 20.09M 23.25M 20.90M 31.95M 40.10M 10.63M 8.07M 57.90M 34.76M 52.08M 108.04M
(+) Total Debt 25.00M 14.75M 20.16M 41.21M 71.63M 77.38M 37.07M 95.48M 7.63M 0.50M 78.22M
Enterprise Value 249.58M 210.32M 226.52M 204.55M 175.72M 212.11M 162.03M 125.13M 63.95M 46.63M 94.92M

Income Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31
Revenue 117M 127M 69M 114M 73M 55M 44M 36M 26M 19M 22M 28M
Cost of Revenue 43M 54M 0M 42M 12M 6M 9M 7M 4M 6M 3M 0M
Gross Profit 75M 73M 69M 72M 61M 49M 35M 29M 21M 13M 19M 28M
Gross Profit Margin 63.6% 57.6% 100.0% 62.9% 83.5% 89.0% 79.3% 80.2% 84.3% 68.0% 86.5% 100.0%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 23M 29M 36M 27M 25M 24M 22M 21M 18M 12M 10M 17M
Operating Expenses 45M 44M 36M 40M 37M 33M 26M 25M 22M 19M 15M 7M
Operating Income (EBIT) 30M 29M 33M 31M 24M 15M 8M 3M 0M -6M 5M 21M
Operating Income Margin 25.4% 23.2% 47.8% 27.5% 32.7% 28.2% 18.9% 9.6% -1.6% -29.2% 20.9% 73.9%
Interest Income 95M 122M 0M 107M 67M 46M 38M 30M 22M 18M 17M 0M
Interest Expense 41M 57M 0M 43M 10M 5M 6M 5M 2M 2M 2M 0M
Net Interest Income 54M 66M 0M 64M 57M 41M 32M 25M 20M 16M 15M 0M
Unusual Items -55M -66M -6M -64M -57M -41M -32M -25M -20M -16M -15M -19M
EBT Excluding Unusual Items 84M 95M 33M 96M 81M 57M 40M 28M 19M 10M 20M 21M
Pre-Tax Income 29M 29M 27M 31M 24M 15M 8M 3M 0M -6M 5M 2M
Pre-Tax Margin 24.8% 23.2% 39.3% 27.5% 32.7% 28.2% 18.9% 9.6% -1.6% -29.2% 20.9% 7.3%
Income Tax Expense 6M 6M 5M 7M 6M 3M 2M 1M 0M 4M 2M 1M
Net Income 23M 23M 22M 24M 18M 12M 6M 3M 0M -12M 1M 1M
Net Income Margin 20.0% 18.4% 31.6% 21.4% 24.9% 22.5% 14.6% 7.2% -0.7% -61.4% 6.4% 4.9%
Depreciation & Amortization 1M 1M 0M 3M 2M 2M 2M 1M 1M 1M 1M 1M
EBITDA 30M 30M 33M 34M 26M 17M 10M 5M 0M -5M 5M 21M
EBITDA Margin 26.0% 23.7% 47.8% 30.0% 36.0% 31.8% 22.4% 13.6% 1.2% -26.6% 23.5% 75.7%
NOPAT 24M 23M 27M 24M 18M 12M 6M 3M 0M -4M 3M 14M
NOPAT Margin 20.5% 18.4% 38.5% 21.4% 24.9% 22.5% 14.6% 7.2% -1.3% -23.1% 13.5% 50.0%
Owner's Earnings 23M 24M 20M 27M 18M 12M 5M 1M -5M -16M -1M 2M
Owner's Earnings Margin 19.7% 18.6% 29.6% 23.6% 25.3% 22.0% 11.6% 3.1% -18.8% -84.7% -2.4% 5.8%
EPS (Basic) 2.18 2.33 2.15 2.61 2.09 1.51 0.80 0.36 -0.03 -3.59 -0.01 1.45
EPS (Diluted) 2.18 2.29 2.09 2.58 2.05 1.48 0.80 0.36 -0.03 -3.59 0.18 1.45
Shares (Basic) 11M 10M 10M 9M 9M 8M 8M 7M 6M 3M 8M 1M
Shares (Diluted) 11M 10M 10M 10M 9M 8M 8M 7M 6M 3M 8M 1M

Balance Sheet

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31
Cash & Cash Equivalents 20.09M 23.25M 67.96M 19.60M 19.33M 15.35M 7.42M 4.71M 38.54M 96.84M 19.22M 15.69M
Short-Term Investments 4.86M 2.50M 0.00M 354.80M 366.12M 293.23M 119.56M 61.38M 59.87M 54.79M 41.59M 0.00M
Cash & Short-Term Investments 24.95M 25.75M 67.96M 374.40M 385.45M 308.57M 126.98M 66.09M 98.41M 151.63M 60.81M 15.69M
Net Receivables 0.00M 0.00M 0.00M 22.85M 7.48M 3.93M 3.75M 2.17M 2.26M 2.07M 3.79M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M -37.82M -230.27M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 0.00M 0.00M 0.00M 1.69M 37.82M 230.27M 0.96M 0.88M 0.82M 0.70M 0.89M 28.58M
Total Current Assets 24.95M 25.75M 67.96M 398.94M 392.92M 312.50M 131.68M 69.13M 101.49M 154.40M 65.48M 44.27M
Property, Plant & Equipment 18.19M 18.17M 21.83M 21.60M 23.35M 20.63M 18.51M 14.87M 12.05M 1.17M 1.66M 1.57M
Goodwill 4.71M 4.71M 4.71M 4.71M 4.71M 4.71M 4.71M 4.71M 4.71M 0.00M 0.00M 0.00M
Intangible Assets 1.48M 1.48M 1.68M 1.76M 2.16M 2.86M 1.61M 1.72M 1.61M 0.00M 0.00M 0.47M
Long-Term Investments 2,104.67M 2,054.90M 0.00M 1,502.43M 371.52M 294.75M 810.61M 546.75M 407.24M 301.93M 304.55M 38.29M
Tax Assets 16.26M 17.21M 0.00M 21.24M 21.80M 16.14M 10.11M 10.78M 12.15M 10.02M 11.47M 13.22M
Other Non-Current Assets 85.14M 99.03M 2,002.53M 77.93M -21.80M -16.14M 170.30M 60.53M 44.86M 64.45M 30.35M 329.58M
Other Assets 0.00M 0.00M 0.00M 0.00M 1,040.83M 976.21M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Non-Current Assets 2,230.44M 2,195.50M 2,030.75M 1,629.66M 1,442.56M 1,299.16M 1,015.85M 639.36M 482.62M 377.57M 348.04M 383.13M
Total Assets 2,255.39M 2,221.25M 2,098.71M 2,028.60M 1,835.48M 1,611.66M 1,147.53M 708.49M 584.11M 531.97M 413.52M 427.40M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Short-Term Debt 0.00M 0.00M 0.00M 23.99M 18.00M 10.00M 0.00M 0.00M 0.00M 30.18M 0.00M 15.00M
Tax Payables 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 1,949.67M 1,968.30M 1,238.97M 1,750.66M 0.00M 0.00M 891.55M 601.09M 513.33M 367.20M 339.89M 146.79M
Total Current Liabilities 1,949.67M 1,968.30M 1,238.97M 1,774.65M 18.00M 10.00M 891.55M 601.09M 513.33M 397.38M 339.89M 161.79M
Long-Term Debt 25.00M 14.75M 14.73M 64.68M 122.68M 34.59M 146.04M 10.00M 0.50M 75.50M 37.85M 37.85M
Capital Lease Obligations 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.00M 0.00M 0.00M 0.00M 0.00M 1.64M 0.00M 0.00M 0.00M 0.00M 0.00M 1.42M
Other Non-Current Liabilities 30.28M 28.83M 1,888.75M 33.23M 0.00M -34.59M 7.96M 5.10M 2.45M 1.95M 1.59M 176.53M
Total Non-Current Liabilities 55.28M 43.58M 1,903.48M 97.91M 122.68M 1.64M 153.99M 15.10M 2.95M 77.45M 39.44M 215.80M
Total Liabilities 2,004.95M 2,011.88M 3,142.45M 1,872.56M 140.68M 11.64M 1,045.54M 616.20M 516.28M 474.83M 379.33M 377.59M
Preferred Stock 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 16.50M 16.50M
Common Stock 11.98M 10.28M 10.27M 9.54M 8.96M 8.61M 7.99M 7.96M 6.40M 5.70M 36.63M 36.63M
Retained Earnings 59.75M 53.01M 41.99M 20.09M -0.09M -18.28M -30.60M -36.97M -39.57M -39.48M -19.56M -21.00M
Accumulated OCI -10.95M -13.19M -15.79M -19.53M -26.68M 2.81M 2.84M 0.55M -0.59M 0.17M -0.51M -0.39M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 60.78M 50.10M 36.48M 10.10M -17.80M -6.86M -19.77M -28.46M -33.76M -33.60M 33.05M 31.73M
Total Equity 60.78M 50.10M 36.48M 10.10M -17.80M -6.86M -19.77M -28.46M -33.76M -33.60M 33.05M 31.73M
Total Liabilities & Equity 2,065.74M 2,061.98M 3,178.93M 1,882.66M 122.88M 4.79M 1,025.78M 587.73M 482.52M 441.23M 412.38M 409.32M
Tangible Assets 2,249.20M 2,215.06M 2,092.33M 2,022.14M 1,828.61M 1,604.09M 1,141.21M 702.06M 577.79M 531.97M 413.52M 426.93M
Tangible Equity 54.60M 43.91M 30.09M 3.64M -24.67M -14.42M -26.09M -34.89M -40.08M -33.60M 33.05M 31.26M
Tangible Book Value 54.60M 43.91M 30.09M 3.64M -24.67M -14.42M -26.09M -34.89M -40.08M -33.60M 33.05M 31.26M
Total Investments 2,109.53M 2,057.40M 0.00M 1,857.23M 737.64M 587.98M 930.17M 608.13M 467.11M 356.71M 346.15M 38.29M
Net Debt 4.91M -8.49M -53.23M 69.07M 121.35M 29.24M 138.62M 5.29M -38.04M 8.84M 18.64M 37.16M

Capital Metrics

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31
Working Capital -1,924.7M -1,942.6M -1,171.0M -1,375.7M 374.9M 302.5M -759.9M -532.0M -411.8M -243.0M -274.4M -133.2M
Total Capital 275.4M 224.1M 210.0M 244.7M 259.5M 169.5M 248.0M 102.3M 68.3M 162.8M 72.0M 85.7M
Capital Employed 305.7M 252.9M 859.7M 254.0M 1,817.5M 1,601.7M 256.0M 107.4M 70.8M 134.6M 73.6M 249.9M
Invested Capital 255.4M 200.9M 142.0M 225.1M 240.2M 154.2M 240.6M 97.6M 29.8M 66.0M 52.8M 70.0M

Cash Flow Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31
Net Income 23.46M 23.36M 21.90M 24.48M 18.19M 12.32M 6.37M 2.60M -0.18M -11.81M 1.44M 1.39M
Depreciation & Amortization 1.40M 0.00M 2.70M 2.83M 2.44M 1.92M 1.53M 1.43M 0.70M 0.51M 0.57M 0.53M
Deferred Income Tax 0.27M 0.00M 0.00M -0.26M 1.54M -0.61M 0.06M 0.79M -0.18M -2.02M 0.38M 0.00M
Stock-Based Compensation 1.76M 1.09M 1.30M 1.09M 0.94M 1.18M 1.04M 0.91M 0.58M 0.15M 1.53M 0.00M
Change in Working Capital -5.44M 13.27M 0.94M -1.16M -0.18M -1.78M -33.42M -47.48M 4.22M 32.50M -12.18M 1.08M
Accounts Receivable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.16M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Working Capital -5.44M 13.27M 0.94M -1.16M -0.18M -1.78M -33.42M -47.48M 4.22M 32.50M -12.18M -0.24M
Other Non-Cash Items -42.58M -60.98M -39.51M 10.16M 60.61M 57.85M 4.07M 3.88M 3.58M 7.99M 1.86M 0.88M
Net Cash from Operating Activities -21.13M -23.26M -12.67M 37.14M 83.54M 70.88M -20.36M -37.88M 8.72M 27.31M -7.93M 2.82M
Capital Expenditures (PPE) -1.11M -0.31M -1.41M -0.31M -2.16M -2.19M -2.85M -2.92M -5.31M -5.00M -2.54M -0.29M
Acquisitions (Net) 0.00M 0.00M 0.00M 0.00M -379.22M 80.91M -227.72M -88.77M 18.67M 1.92M 0.00M 0.00M
Purchases of Investments -23.63M 0.00M 0.00M -22.63M -144.33M -177.36M -83.03M -14.23M -27.79M -20.96M -19.16M -33.21M
Sales / Maturities of Investments 23.04M 0.00M 0.00M 39.44M 21.78M 17.35M 19.43M 8.08M 16.81M 9.00M 19.98M 31.93M
Other Investing Activities -97.29M -42.84M -15.90M -192.85M 1.03M -145.01M -4.21M 0.21M -35.74M -24.26M 24.08M -6.56M
Net Cash from Investing Activities -99.00M -43.15M -17.31M -176.35M -502.90M -226.30M -298.39M -97.62M -33.35M -45.22M 24.91M -21.23M
Net Debt Issuance 10.00M 0.00M -47.00M -52.04M 96.04M -101.50M 136.02M 10.00M -75.00M 37.65M -15.00M -5.97M
Long-Term Debt Issuance 10.00M 0.00M -35.00M -58.04M 88.04M -111.50M 136.02M 10.00M -75.00M 37.65M -15.00M -5.97M
Short-Term Debt Issuance 0.00M 0.00M -12.00M 6.00M 8.00M 10.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Stock Issuance 31.86M 0.00M 12.24M 8.84M 0.02M 0.00M 0.00M 19.31M 0.00M 32.63M 0.02M 0.00M
Common Stock Issuance 31.86M 0.00M 12.24M 8.84M 0.02M 0.00M 0.00M 19.31M 0.00M 39.98M 0.02M 0.68M
Common Stock Repurchased 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -7.35M 0.00M 0.00M
Net Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -24.51M 0.00M 0.00M
Common Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -24.51M 0.00M 0.00M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 6.02M 56.11M 84.15M 202.01M 127.90M 324.28M 290.46M 87.77M 21.52M 58.83M 16.92M 24.15M
Net Cash from Financing Activities 47.88M 56.11M 49.39M 158.80M 223.97M 222.78M 426.48M 117.08M -53.48M 129.10M 1.94M 18.17M
Effect of FX on Cash 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash -72.25M -10.30M 19.41M 19.59M -195.40M 67.36M 107.73M -18.42M -78.10M 111.19M 18.92M -0.24M
Cash at Beginning of Period 141.82M 73.75M 48.55M 28.96M 224.36M 157.00M 49.27M 67.70M 145.80M 34.61M 15.69M 15.92M
Cash at End of Period 137.53M 63.44M 67.96M 48.55M 28.96M 224.36M 157.00M 49.27M 67.70M 145.80M 34.61M 15.69M
Operating Cash Flow -21.13M -23.26M -12.67M 37.14M 83.54M 70.88M -20.36M -37.88M 8.72M 27.31M -7.93M 2.82M
Capital Expenditure -1.11M -0.31M -1.41M -0.31M -2.16M -2.19M -2.85M -2.92M -5.31M -5.00M -2.54M -0.29M
Free Cash Flow -22.24M -23.57M -14.08M 36.83M 81.38M 68.69M -23.21M -40.80M 3.41M 22.31M -10.46M 2.53M

Free Cash Flow

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31
EBITDA 51.79M 45.16M 33.10M 48.28M 38.04M 27.02M 14.10M 9.38M 4.65M 1.91M 10.21M 11.49M
(-) Tax Adjustment 9.97M 9.36M 6.46M 10.76M 9.01M 5.49M 3.18M 2.34M 1.63M 0.00M 3.57M 3.72M
(-) Change In Working Capital -5.44M 13.27M 0.94M -1.16M -0.18M -1.78M -33.42M -47.48M 4.22M 32.50M -12.18M 1.08M
(-) Capital Expenditure -1.11M -0.31M -1.41M -0.31M -2.16M -2.19M -2.85M -2.92M -5.31M -5.00M -2.54M -0.29M
Unlevered Free Cash Flow 46.14M 22.21M 24.29M 38.37M 27.06M 21.12M 41.50M 51.61M -6.50M -35.59M 16.27M 6.40M
(-) Net Interest Income After Taxes 43.62M 52.01M 0.00M 49.97M 43.48M 32.86M 24.72M 18.76M 12.87M 15.79M 9.65M 0.00M
Net Debt Issuance 10.00M 0.00M -47.00M -52.04M 96.04M -101.50M 136.02M 10.00M -75.00M 37.65M -15.00M -5.97M
Levered Free Cash Flow 12.52M -29.80M -22.71M -63.64M 79.62M -113.24M 152.80M 42.85M -94.37M -13.74M -8.38M 0.43M