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Page: Company Financials

CapStar Financial Holdings, Inc.

Ticker: CSTR | Industry: Banks - Regional | Sector: Financial Services
$20.10 +20.10 (0.00%)
As of: 2024-04-01

Master Data Export

Enterprise Value

Metric MRQ MRQ-1 2023 2022 2021 2020 2019 2018 2017 2016 2015
Stock Price 18.74 14.19 15.09 19.22 20.01 11.61 16.01 17.14 19.29 17.67 15.90
Market Capitalization 388.06M 295.28M 317.11M 423.27M 442.74M 235.20M 286.49M 223.81M 217.66M 183.41M 169.07M
(-) Cash & Equivalents 249.61M 352.39M 237.07M 201.26M 366.68M 298.41M 132.92M 66.84M 65.18M 61.76M 46.73M
(+) Total Debt 90.11M 79.77M 83.70M 74.62M 29.49M 32.08M 26.25M 111.25M 86.25M 31.25M 22.50M
Enterprise Value 228.56M 22.65M 163.75M 296.63M 105.55M -31.13M 179.82M 268.22M 238.73M 152.90M 144.84M

Income Statement

Metric TTM TTM-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31
Revenue 134M 121M 181M 121M 134M 120M 92M 67M 53M 50M 44M 40M 37M
Cost of Revenue 0M 0M 23M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
Gross Profit 134M 121M 158M 121M 134M 120M 92M 67M 53M 50M 44M 40M 37M
Gross Profit Margin 100.0% 100.0% 87.3% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 40M 38M 40M 38M 42M 45M 36M 29M 20M 20M 19M 17M 16M
Operating Expenses -37M -83M 26M -53M -72M -89M -63M -40M 2M 1,554M -27M -27M -20M
Operating Income (EBIT) 171M 203M 132M 174M 206M 208M 155M 107M 51M -1,504M 71M 66M 56M
Operating Income Margin 127.6% 168.5% 73.0% 143.9% 154.1% 174.3% 168.2% 159.9% 97.1% -3,035.7% 161.6% 166.7% 154.2%
Interest Income 158M 114M 158M 114M 98M 92M 92M 68M 52M 45M 41M 38M 41M
Interest Expense 51M 17M 5M 17M 7M 16M 24M 16M 10M 7M 6M 6M 7M
Net Interest Income 107M 96M 154M 96M 91M 76M 68M 52M 42M 38M 35M 32M 35M
Unusual Items -242M -250M -250M -221M -236M -254M -193M -148M -87M 1,479M -94M -91M -81M
EBT Excluding Unusual Items 278M 299M 286M 270M 297M 285M 223M 159M 93M -1,466M 105M 99M 91M
Pre-Tax Income 36M 49M 36M 49M 61M 31M 29M 11M 6M 14M 11M 7M 10M
Pre-Tax Margin 27.0% 40.6% 20.0% 40.4% 45.9% 25.7% 31.8% 16.1% 11.6% 27.4% 25.3% 18.6% 27.8%
Income Tax Expense 6M 10M 6M 10M 13M 6M 7M 1M 5M 4M 3M 2M 4M
Net Income 30M 39M 30M 39M 49M 25M 22M 10M 2M 9M 8M 5M 6M
Net Income Margin 22.2% 32.5% 16.5% 32.3% 36.4% 20.7% 24.4% 14.4% 2.8% 18.4% 17.3% 12.5% 17.5%
Depreciation & Amortization 2M 2M 3M 2M 2M 2M 2M 1M 0M 0M 1M 1M 1M
EBITDA 173M 205M 135M 175M 208M 210M 156M 108M 52M -1,504M 71M 67M 57M
EBITDA Margin 128.9% 169.9% 74.6% 145.3% 155.6% 175.8% 170.0% 161.5% 98.0% -3,034.9% 162.8% 168.2% 156.0%
NOPAT 141M 163M 109M 139M 164M 167M 119M 96M 13M -1,007M 48M 45M 36M
NOPAT Margin 105.1% 134.8% 60.1% 115.1% 122.3% 140.1% 128.9% 142.7% 23.8% -2,032.0% 110.8% 112.4% 97.3%
Owner's Earnings 31M 40M 32M 40M 50M 26M 22M 6M 1M 9M 8M 5M 7M
Owner's Earnings Margin 22.9% 33.1% 17.6% 32.9% 37.4% 21.8% 24.4% 9.6% 1.7% 17.6% 18.4% 13.3% 18.6%
EPS (Basic) 1.42 1.77 1.41 1.77 2.20 1.22 1.25 0.67 0.13 0.98 0.70 0.46 0.59
EPS (Diluted) 1.41 1.78 1.41 1.77 2.19 1.22 1.20 0.67 0.12 0.81 0.70 0.46 0.59
Shares (Basic) 21M 22M 21M 22M 22M 20M 18M 14M 11M 9M 10M 11M 10M
Shares (Diluted) 21M 22M 21M 22M 22M 20M 19M 14M 13M 11M 11M 11M 11M

Product Segments

Metric TTM TTM-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Bank Servicing 0.00M 0.00M 1.00M 0.40M 555.00M 0.00M 0.00M 102.00M
Deposit Account 4.36M 3.27M 0.00M 0.00M 0.00M 3.49M 3.14M 0.00M
Interchange And Debit Card Transaction Fees 4.34M 2.39M 0.00M 0.00M 0.00M 3.17M 0.00M 0.00M
Mortgage Banking 19.29M 21.38M 0.00M 0.00M 0.00M 25.03M 9.47M 0.00M
Wealth Management Fees 1.82M 1.16M 0.00M 0.00M 0.00M 1.57M 0.00M 0.00M

Balance Sheet

Metric MRQ MRQ-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31
Cash & Cash Equivalents 249.61M 352.39M 249.61M 135.31M 415.13M 277.44M 101.27M 105.44M 82.80M 80.11M 93.46M 69.78M
Short-Term Investments -275.36M 0.00M 135.46M 391.95M 459.40M 486.22M 213.13M 233.05M 187.90M 165.70M 173.38M 236.61M
Cash & Short-Term Investments -25.75M 352.39M 385.07M 527.25M 874.52M 763.65M 314.40M 338.49M 270.70M 245.81M 266.84M 306.38M
Net Receivables 12.59M 12.30M 12.59M 10.51M 7.38M 8.77M 5.79M 5.96M 4.08M 3.94M 3.03M 2.63M
Inventory 13.16M -377.00M -397.66M -145.82M -422.77M -286.73M -108.11M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 272.21M 364.70M 272.21M 145.82M 422.77M 286.73M 108.11M 1,307.02M 861.14M 843.06M 709.14M 526.87M
Total Current Assets 272.21M 352.39M 272.21M 537.77M 881.90M 772.43M 320.19M 1,651.47M 1,135.92M 1,092.82M 979.01M 835.89M
Property, Plant & Equipment 32.49M 23.15M 32.49M 24.86M 25.73M 26.69M 19.18M 18.82M 5.88M 5.35M 4.97M 5.66M
Goodwill 41.07M 0.00M 41.07M 41.07M 41.07M 41.07M 37.51M 37.51M 6.22M 6.22M 6.22M 6.22M
Intangible Assets 3.56M 44.97M 3.56M 5.00M 6.69M 8.63M 6.88M 8.54M 0.02M 0.07M 0.13M 0.18M
Long-Term Investments 269.74M 354.02M 269.74M 397.66M 461.18M 488.62M 216.44M 247.54M 196.38M 229.22M 216.48M 280.45M
Tax Assets 2,384.48M 0.00M 2,380.92M 0.00M 0.00M 0.00M 0.00M 0.00M 6.55M 12,956.06M 0.00M 0.00M
Other Non-Current Assets 138.63M -354.02M 142.19M -468.58M -534.66M -565.01M -280.02M 0.00M -6.55M -12,956.06M 0.00M 0.00M
Other Assets 0.00M 2,844.03M 0.00M 2,110.82M 1,716.49M 1,646.67M 1,436.99M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Non-Current Assets 2,869.97M 2,912.15M 2,869.97M 2,110.82M 1,716.49M 1,646.67M 1,436.99M 312.41M 208.51M 240.86M 227.79M 292.51M
Total Assets 3,142.18M 3,264.54M 3,142.18M 2,648.59M 2,598.38M 2,419.09M 1,757.18M 1,963.88M 1,344.43M 1,333.68M 1,206.80M 1,128.40M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.32M 0.21M 0.18M 0.21M
Short-Term Debt 51.27M 50.00M 51.27M 16.83M 1.75M 11.73M 11.56M 0.00M 0.00M 0.00M 0.00M 0.00M
Tax Payables 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 1,351.79M -50.00M 1,351.79M -16.83M -1.75M -11.73M -11.56M 0.00M -0.32M -0.21M -0.18M -0.21M
Total Current Liabilities 1,403.06M 0.00M 1,403.06M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Long-Term Debt 29.80M 29.77M 29.80M 44.67M 29.53M 39.42M 10.00M 125.00M 70.00M 55.00M 45.00M 20.00M
Capital Lease Obligations 9.04M 0.00M 9.04M 9.14M 10.14M 10.21M 10.89M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Liabilities 1,347.75M -29.77M 1,347.75M -44.67M -29.53M -39.42M -10.00M -125.00M -70.00M -55.00M 802.88M 0.00M
Total Non-Current Liabilities 1,386.59M 0.00M 1,386.59M 9.14M 10.14M 10.21M 10.89M 0.00M 0.00M 0.00M 847.88M 20.00M
Total Liabilities 2,789.66M 0.00M 2,789.66M 9.14M 10.14M 10.21M 10.89M 0.00M 0.00M 0.00M 847.88M 20.00M
Preferred Stock 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.88M 0.88M 0.88M 1.61M 1.61M
Common Stock 20.71M 20.74M 20.71M 21.71M 22.17M 21.99M 18.36M 17.73M 11.58M 11.20M 8.58M 8.47M
Retained Earnings 158.93M 154.70M 158.93M 141.66M 110.49M 66.88M 46.22M 27.30M 18.89M 17.13M 8.04M 0.48M
Accumulated OCI -45.27M -56.99M -45.27M -50.05M -1.27M 7.73M 1.38M -3.32M -2.53M -6.15M -4.91M -2.83M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 134.37M 118.44M 134.37M 113.32M 131.39M 96.60M 65.96M 42.59M 28.83M 23.06M 13.31M 7.73M
Total Equity 134.37M 118.44M 134.37M 113.32M 131.39M 96.60M 65.96M 42.59M 28.83M 23.06M 13.31M 7.73M
Total Liabilities & Equity 2,924.03M 118.44M 2,924.03M 122.46M 141.53M 106.81M 76.85M 42.59M 28.83M 23.06M 861.19M 27.73M
Tangible Assets 3,097.55M 3,219.58M 3,097.55M 2,602.52M 2,550.62M 2,369.40M 1,712.79M 1,917.84M 1,338.19M 1,327.39M 1,200.46M 1,122.00M
Tangible Equity 89.75M 73.48M 89.75M 67.25M 83.63M 46.90M 21.57M -3.46M 22.58M 16.77M 6.97M 1.33M
Tangible Book Value 89.75M 73.48M 89.75M 67.25M 83.63M 46.90M 21.57M -3.46M 22.58M 16.77M 6.97M 1.33M
Total Investments 629.06M 354.02M 629.06M 794.07M 920.57M 974.84M 429.57M 491.35M 389.00M 411.57M 389.86M 517.05M
Net Debt -168.54M -272.63M -168.54M -73.81M -383.84M -226.29M -79.71M 19.56M -12.80M -25.11M -48.46M -49.78M

Capital Metrics

Metric MRQ MRQ-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31
Working Capital -1,130.9M 302.4M -1,130.9M -1,340.0M -789.6M 97.8M -3.5M 1,651.5M 1,135.6M 1,092.6M 978.8M 835.7M
Total Capital 451.7M 425.4M 451.7M 398.8M 409.6M 382.9M 283.0M 379.4M 216.9M 194.2M 153.6M 122.7M
Capital Employed 1,739.1M 3,214.5M 1,739.1M 1,239.4M 1,461.5M 2,309.4M 1,713.5M 1,963.9M 1,344.1M 1,333.5M 1,206.6M 1,128.2M
Invested Capital 202.1M 73.0M 202.1M 263.5M -5.5M 105.5M 181.8M 273.9M 134.1M 114.1M 60.1M 52.9M

Cash Flow Statement

Metric TTM TTM-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31
Net Income 29.80M 39.02M 29.80M 39.02M 48.68M 24.70M 22.42M 9.66M 1.50M 9.10M 7.56M 4.99M 6.41M
Depreciation & Amortization 2.82M 3.17M 2.82M 3.17M 3.45M 3.20M 2.88M 1.03M 0.45M 0.42M 0.51M 0.63M 0.66M
Deferred Income Tax 0.09M 0.47M 0.09M 0.47M -0.21M -4.34M 2.59M 1.18M 4.39M -0.29M 0.51M 0.46M 1.03M
Stock-Based Compensation 1.68M 1.36M 1.68M 1.36M 1.60M 1.22M 1.26M 2.08M 1.06M 0.84M 0.44M 0.26M 0.31M
Change in Working Capital -2.96M -4.04M -2.96M -4.04M -12.28M 9.68M 1.43M 1.86M -4.21M 0.27M 1.20M -5.36M -0.15M
Accounts Receivable 0.08M -2.83M 0.08M -2.83M -15.32M 2.89M -10.46M 1.40M -1.76M -1.54M 0.10M -0.88M -0.74M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1,651.47M -1,135.92M -1,092.82M -979.01M -835.89M 0.00M
Accounts Payable -3.05M -1.21M -3.05M -1.21M 3.04M 6.79M 11.89M 0.46M -2.45M 1.81M 1.09M -4.48M 0.59M
Other Working Capital 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 1,651.47M 1,135.92M 1,092.82M 979.01M 835.89M 0.00M
Other Non-Cash Items 7.66M -63.70M -6.30M -63.70M 75.12M -10.41M -115.27M 17.57M -19.80M -4.07M -19.55M -7.96M 0.13M
Net Cash from Operating Activities 39.08M -23.72M 25.12M -23.72M 116.36M 24.05M -84.69M 33.36M -16.61M 6.27M -9.35M -6.98M 8.38M
Capital Expenditures (PPE) -0.81M -0.98M -0.81M -0.98M -0.50M -0.42M -1.58M -4.24M -1.08M -0.81M -0.03M -0.30M -0.27M
Acquisitions (Net) 1.31M 0.43M 1.31M 0.43M -57.09M 63.48M 13.78M 12.05M -20.91M -126.47M -95.65M -3.00M -0.65M
Purchases of Investments -0.20M -68.90M 3.30M -68.90M -92.47M -340.96M -59.47M -44.79M -30.53M -87.28M -57.70M -165.71M -260.96M
Sales / Maturities of Investments 41.41M 64.69M 41.41M 64.69M 105.33M 170.88M 96.09M 57.57M 67.15M 72.00M 119.43M 188.08M 220.30M
Other Investing Activities 51.52M -244.38M 61.99M -244.38M -35.56M -163.40M -1.52M -135.72M -2.77M -0.24M 0.01M -90.27M -13.82M
Net Cash from Investing Activities 93.24M -249.14M 107.19M -249.14M -80.29M -270.41M 47.29M -115.13M 11.86M -142.81M -33.95M -71.20M -55.39M
Net Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Long-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Short-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock Issuance 0.09M 0.01M 0.09M -0.08M 0.86M 1,105.32M 236.07M 0.00M 0.00M 21.56M 0.00M 0.00M 0.00M
Common Stock Repurchased -16.45M -9.57M -16.45M -9.57M -0.46M -1.44M -7.84M 0.00M 0.00M 0.00M 0.00M 0.00M -2.90M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Dividends Paid -9.08M -7.85M -9.08M -7.85M -5.07M -4.04M -3.51M -1.24M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Dividends Paid -9.08M -7.85M -9.08M -7.85M -5.07M -4.04M -3.51M -1.24M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 1.07M 0.89M 1.07M 0.89M 106.68M 426.57M 36.73M 105.66M 7.44M 116.47M 69.55M 107.32M -21.48M
Net Cash from Financing Activities -543.51M -6.96M -8.01M -6.96M 101.61M 422.53M 33.22M 104.41M 7.44M 116.47M 69.55M 107.32M -21.48M
Effect of FX on Cash 359.05M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash 124.31M -279.82M 124.31M -279.82M 137.69M 176.17M -4.17M 22.65M 2.69M -20.07M 26.25M 29.14M -68.49M
Cash at Beginning of Period 833.96M 1,084.84M 135.31M 415.13M 277.44M 101.27M 105.44M 82.80M 80.11M 100.18M 73.93M 44.79M 113.28M
Cash at End of Period 958.27M 805.02M 259.61M 135.31M 415.13M 277.44M 101.27M 105.44M 82.80M 80.11M 100.19M 73.93M 44.79M
Operating Cash Flow 39.08M -23.72M 25.12M -23.72M 116.36M 24.05M -84.69M 33.36M -16.61M 6.27M -9.35M -6.98M 8.38M
Capital Expenditure -0.81M -0.98M -0.81M -0.98M -0.50M -0.42M -1.58M -4.24M -1.08M -0.81M -0.03M -0.30M -0.27M
Free Cash Flow 38.27M -24.70M 24.32M -24.70M 115.86M 23.63M -86.27M 29.12M -17.69M 5.45M -9.38M -7.29M 8.11M

Free Cash Flow

Metric TTM TTM-1 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31
EBITDA 95.73M 84.72M 120.69M 84.24M 94.03M 76.14M 58.14M 39.59M 32.82M 29.51M 24.89M 22.99M 21.16M
(-) Tax Adjustment 16.91M 16.95M 21.32M 16.85M 19.46M 14.95M 13.60M 4.27M 11.49M 9.76M 7.83M 7.49M 7.41M
(-) Change In Working Capital -2.96M -4.04M -2.96M -4.04M -12.28M 9.68M 1.43M 1.86M -4.21M 0.27M 1.20M -5.36M -0.15M
(-) Capital Expenditure -0.81M -0.98M -0.81M -0.98M -0.50M -0.42M -1.58M -4.24M -1.08M -0.81M -0.03M -0.30M -0.27M
Unlevered Free Cash Flow 80.97M 70.83M 101.52M 70.45M 86.35M 51.09M 41.53M 29.22M 24.47M 18.67M 15.83M 20.56M 13.63M
(-) Net Interest Income After Taxes 88.06M 76.87M 126.52M 76.88M 72.31M 61.33M 51.90M 46.12M 27.21M 25.75M 23.83M 21.85M 22.48M
Net Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Levered Free Cash Flow -7.09M -6.04M -25.00M -6.43M 14.04M -10.25M -10.37M -16.89M -2.74M -7.08M -8.00M -1.30M -8.85M