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Definitive Analysis

Financial Statements

Periods / Units / Analysis

Ticker

Industry

Sector

Page: Company Financials

Administradora de Fondos de Pensiones Habitat S.A.

Ticker: HABITAT.SN | Industry: Asset Management | Sector: Financial Services
$1,490.10 -19.90 (-1.32%)
As of: 2026-01-27

Master Data Export


Enterprise Value

Metric 2025 2024 2023 2022
Stock Price 1,095.25 883.43 698.77 456.80
Market Capitalization 1,095,250.00M 883,652.82M 697,902.20M 448,228.10M
(-) Cash & Equivalents 39,430.10M 53,631.81M 71,562.50M 84,970.14M
(+) Total Debt 107,605.55M 103,774.16M 103,292.99M 102,812.72M
Enterprise Value 1,163,425.45M 933,795.16M 729,632.70M 466,070.68M

Income Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Revenue 318,289M 288,041M 291,968M 272,670M 233,698M 222,879M 218,542M 283,327M
Cost of Revenue 44,646M 40,818M 42,716M 38,971M 34,305M 31,224M 34,208M 39,044M
Gross Profit 273,643M 247,224M 249,252M 233,699M 199,393M 191,655M 184,334M 244,283M
Gross Profit Margin 86.0% 85.8% 85.4% 85.7% 85.3% 86.0% 84.3% 86.2%
R&D Expenses 0M 0M 4,407M 0M 0M 0M 0M 0M
SG&A Expenses 29,779M 29,879M 29,996M 29,278M 29,969M 29,089M 25,131M 38,090M
Operating Expenses 58,570M 54,996M 56,900M 52,787M 51,500M 47,103M 43,832M 61,223M
Operating Income (EBIT) 215,072M 192,227M 192,352M 180,912M 147,893M 144,551M 140,502M 183,060M
Operating Income Margin 67.6% 66.7% 65.9% 66.3% 63.3% 64.9% 64.3% 64.6%
Interest Income 1,055M 2,807M 1,718M 2,647M 2,503M 1,802M 886M 1,653M
Interest Expense 5,875M 9,123M 6,935M 11,033M 8,954M 1,352M 341M 147M
Net Interest Income -4,820M -6,316M -5,217M -8,386M -6,451M 450M 544M 1,505M
Unusual Items -368M 4,012M 2,909M 5,401M 3,019M -27,868M 23,752M -1,318M
EBT Excluding Unusual Items 210,252M 185,911M 187,135M 172,526M 141,443M 145,001M 141,047M 184,566M
Pre-Tax Income 209,885M 189,924M 190,043M 177,927M 144,462M 117,133M 164,798M 183,248M
Pre-Tax Margin 65.9% 65.9% 65.1% 65.3% 61.8% 52.6% 75.4% 64.7%
Income Tax Expense 54,885M 50,064M 49,898M 46,326M 35,615M 10,553M 36,170M 48,123M
Net Income 155,000M 139,860M 140,146M 131,600M 108,847M 129,863M 128,629M 135,117M
Net Income Margin 48.7% 48.6% 48.0% 48.3% 46.6% 58.3% 58.9% 47.7%
Depreciation & Amortization 10,949M 9,211M 10,681M 7,751M 7,565M 5,480M 7,185M 7,180M
EBITDA 226,022M 201,438M 203,033M 188,663M 155,458M 150,032M 147,687M 190,241M
EBITDA Margin 71.0% 69.9% 69.5% 69.2% 66.5% 67.3% 67.6% 67.1%
NOPAT 158,831M 141,556M 141,848M 133,808M 111,432M 131,529M 109,665M 134,986M
NOPAT Margin 49.9% 49.1% 48.6% 49.1% 47.7% 59.0% 50.2% 47.6%
Owner's Earnings 157,236M 140,159M 141,765M 132,657M 104,419M 127,842M 128,907M 134,066M
Owner's Earnings Margin 49.4% 48.7% 48.6% 48.7% 44.7% 57.4% 59.0% 47.3%
EPS (Basic) 121.82 49.26 140.00 131.60 109.00 130.00 129.00 135.12
EPS (Diluted) 154.96 139.86 140.00 131.60 108.85 130.00 129.00 135.12
Shares (Basic) 1,000M 1,000M 1,001M 1,000M 1,000M 999M 997M 1,000M
Shares (Diluted) 1,000M 1,000M 1,001M 1,000M 1,000M 999M 997M 1,000M

Balance Sheet

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Cash & Cash Equivalents 25,844.34M 53,015.86M 64,523.45M 88,125.92M 90,611.99M 94,992.45M 79,716.88M 42,255.02M
Short-Term Investments 29,036.08M 42,269.10M 54,662.69M 31,361.23M 0.00M 0.00M 0.00M -37,883.17M
Cash & Short-Term Investments 54,880.42M 95,284.95M 119,186.14M 119,487.15M 90,611.99M 94,992.45M 79,716.88M 4,371.84M
Net Receivables 12,174.88M 13,403.66M 15,703.79M 2,890.05M 12,303.42M 8,328.15M 153,590.66M 6,701.82M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -4,371.84M
Other Current Assets 2,753.93M 7,303.41M 3,481.53M 12,926.45M 1,431.73M 26,335.97M 6,000.31M 3,183.17M
Total Current Assets 69,809.23M 115,992.03M 138,371.47M 135,303.65M 104,347.14M 129,656.56M 239,307.84M 9,885.00M
Property, Plant & Equipment 12,020.67M 13,217.25M 7,757.06M 13,658.44M 11,721.20M 6,224.55M 31,108.25M 47,212.38M
Goodwill 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 4,561.85M 4,561.85M
Intangible Assets 19,617.09M 18,241.36M 17,490.90M 9,927.33M 9,379.07M 8,739.22M 37,021.88M 36,920.48M
Long-Term Investments 6,160.01M 470,974.65M 448,570.90M 3,850.88M 3,663.40M 3,360.20M 3,108.93M 3,059.61M
Tax Assets 0.00M 0.00M -448,570.90M 0.00M -3,663.40M -3,360.20M 12.33M -91,754.32M
Other Non-Current Assets 532,085.54M 42,269.10M 503,233.59M 459,176.30M 426,891.37M 419,465.39M 483,465.79M 446,677.06M
Other Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 263,069.21M
Total Non-Current Assets 569,883.31M 544,702.35M 528,481.55M 486,612.96M 447,991.63M 434,429.16M 559,279.02M 709,746.27M
Total Assets 639,692.53M 660,694.38M 666,853.02M 621,916.60M 552,338.77M 564,085.72M 798,586.86M 719,631.26M
Accounts Payable 45,520.09M 60,037.16M 70,262.03M 43,480.59M 10,724.28M 8,596.75M 7,714.79M 238.41M
Short-Term Debt 97,521.29M 67,524.39M 925.16M 1,501.26M 98,069.15M 549.57M 98,765.59M 308.24M
Tax Payables 0.00M 1,234.59M 1,729.26M 8,545.57M 8,200.90M 0.00M 742.65M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 98,752.56M 89,934.29M 0.00M
Other Current Liabilities 10,001.12M 8,734.12M 12,582.11M 11,645.69M 10,722.96M 4,084.88M 4,430.22M 15,303.14M
Total Current Liabilities 153,042.50M 137,530.26M 85,498.56M 65,173.10M 127,717.30M 111,983.75M 201,587.54M 15,849.78M
Long-Term Debt 0.00M 30,000.00M 96,637.50M 96,637.50M 0.00M 96,637.50M 0.00M 96,637.50M
Capital Lease Obligations 9,613.40M 10,552.02M 4,677.15M 8,338.70M 4,354.16M 2,056.31M 6,666.45M 15,468.82M
Deferred Tax Liabilities 103,932.29M 97,868.07M 96,382.19M 0.00M 78,164.57M 73,128.82M 77,691.99M 0.00M
Other Non-Current Liabilities 873.27M 883.24M 1,057.84M 89,306.85M 82,441.10M 73,706.55M 607.50M 642.10M
Total Non-Current Liabilities 114,418.95M 139,303.33M 198,754.69M 194,283.06M 164,959.84M 245,529.18M 84,965.94M 112,748.42M
Total Liabilities 267,461.45M 276,833.59M 284,253.25M 259,456.15M 292,677.13M 357,512.93M 286,553.48M 128,598.20M
Preferred Stock 0.00M 0.00M 0.00M 464.25M 0.00M 0.00M 11,401.25M 0.00M
Common Stock 872.10M 872.10M 872.10M 872.10M 872.10M 872.10M 1,763.92M 1,763.92M
Retained Earnings 338,192.42M 360,413.05M 337,062.12M 311,916.19M 288,315.82M 299,468.88M 549,549.93M 440,921.25M
Accumulated OCI 0.00M 0.00M -494.98M 0.00M -490.50M -535.16M -11,401.25M 2,675.87M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 35.82M 27.64M
Total Shareholders’ Equity 339,064.52M 361,285.15M 337,439.25M 313,252.53M 288,697.42M 299,805.82M 551,313.85M 445,361.04M
Total Equity 339,064.52M 361,285.15M 337,439.25M 313,252.53M 288,697.42M 299,805.82M 551,349.67M 445,388.68M
Total Liabilities & Equity 606,525.97M 638,118.74M 621,692.50M 572,708.69M 581,374.55M 657,318.75M 837,903.14M 573,986.87M
Tangible Assets 620,075.44M 642,453.02M 649,362.12M 611,989.27M 542,959.71M 555,346.50M 757,003.14M 678,148.93M
Tangible Equity 319,447.43M 343,043.79M 319,948.34M 303,325.20M 279,318.35M 291,066.59M 509,765.94M 403,906.35M
Tangible Book Value 319,447.43M 343,043.79M 319,948.34M 303,325.20M 279,318.35M 291,066.59M 509,765.94M 403,906.35M
Total Investments 29,036.08M 513,243.75M 503,233.59M 35,212.11M 3,663.40M 3,360.20M 3,108.93M 4,371.84M
Net Debt 71,676.96M 44,508.53M 33,039.21M 10,012.84M 7,457.17M 2,194.62M 19,048.72M 54,690.72M

Capital Metrics

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Working Capital -120,691.3M -48,381.4M 5,894.5M 16,167.7M -74,233.7M 37,204.0M 74,908.4M -73,752.9M
Total Capital 445,733.9M 468,898.3M 439,679.1M 418,801.5M 391,120.7M 399,049.2M 626,756.0M 554,191.3M
Capital Employed 449,192.1M 496,321.0M 534,376.1M 502,780.7M 373,757.9M 471,633.2M 606,213.2M 635,993.3M
Invested Capital 419,889.6M 415,882.4M 375,155.6M 330,675.6M 300,508.7M 304,056.7M 547,039.2M 511,936.3M

Cash Flow Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Net Income 33,358.46M 0.00M 0.00M 0.00M 108,846.94M 0.00M 0.00M 0.00M
Depreciation & Amortization 0.00M 0.00M 0.00M 0.00M 4,683.69M 0.00M 0.00M 0.00M
Deferred Income Tax 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Stock-Based Compensation 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Change in Working Capital 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Receivable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Working Capital 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Cash Items 92,111.69M 144,162.27M 140,846.94M 156,005.21M 6,943.63M 76,671.83M 88,589.57M 101,185.30M
Net Cash from Operating Activities 125,470.15M 144,162.27M 140,846.94M 156,005.21M 120,474.26M 76,671.83M 88,589.57M 101,185.30M
Capital Expenditures (PPE) -923.87M -758.96M -693.79M -687.91M -11,993.46M -1,598.64M -1,323.66M -2,537.47M
Acquisitions (Net) 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -140,077.05M
Purchases of Investments -91,924.87M -145,276.33M -90,874.69M -140,082.51M -24,157.20M -88,560.44M -134,364.25M -88,946.17M
Sales / Maturities of Investments 87,849.74M 117,618.07M 65,249.73M 107,246.23M 28,640.91M 144,560.57M 156,769.94M 66,113.70M
Other Investing Activities -7,789.67M -8,152.72M -8,368.14M -6,006.49M 6,938.67M -4,466.46M -2,773.40M 16,998.00M
Net Cash from Investing Activities -12,788.67M -36,569.93M -34,686.89M -39,530.68M -571.08M 49,935.02M 18,308.63M -148,449.00M
Net Debt Issuance -6,086.47M -9,883.13M -7,511.03M -10,963.71M -8,071.58M -1,390.74M -18.33M 96,637.50M
Long-Term Debt Issuance -6,086.47M -9,883.13M -7,511.03M -10,963.71M -8,071.58M -1,390.74M -18.33M 96,637.50M
Short-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock Repurchased 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Dividends Paid -110,000.00M -115,000.00M -120,000.00M -108,000.00M -120,000.00M -110,000.00M -30,535.12M -65,000.00M
Common Dividends Paid -110,000.00M -115,000.00M -120,000.00M -108,000.00M -120,000.00M -110,000.00M -30,535.12M -65,000.00M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 0.00M 0.00M 0.00M 0.00M 0.00M -427.09M -502.93M -493.15M
Net Cash from Financing Activities -116,086.47M -124,883.13M -127,511.03M -118,963.71M -128,071.58M -111,817.82M -31,056.38M 31,144.35M
Effect of FX on Cash 119.13M -38.87M -85.32M -113.27M -64.35M -229.76M -60.25M -2,793.50M
Net Change in Cash -3,285.86M -17,329.65M -21,436.29M -2,602.44M -8,232.74M 14,559.27M 75,781.57M -18,912.85M
Cash at Beginning of Period 214,784.22M 284,157.20M 89,441.28M 92,043.72M 100,276.46M 85,717.19M 9,935.62M 61,167.87M
Cash at End of Period 211,498.36M 266,827.55M 68,004.98M 89,441.28M 92,043.72M 100,276.46M 85,717.19M 42,255.02M
Operating Cash Flow 125,470.15M 144,162.27M 140,846.94M 156,005.21M 120,474.26M 76,671.83M 88,589.57M 101,185.30M
Capital Expenditure -8,713.53M -8,911.68M -9,061.92M -6,694.39M -11,993.46M -7,501.15M -6,906.89M -8,231.42M
Free Cash Flow 116,756.61M 135,250.60M 131,785.02M 149,310.82M 108,480.81M 69,170.68M 81,682.68M 92,953.88M

Free Cash Flow

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
EBITDA 254,813.13M 226,555.60M 225,529.76M 212,172.08M 176,989.37M 168,045.76M 166,387.98M 213,373.44M
(-) Tax Adjustment 66,633.62M 59,720.34M 59,214.75M 55,242.57M 43,633.95M 15,139.43M 36,518.61M 56,034.74M
(-) Change In Working Capital 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
(-) Capital Expenditure -8,713.53M -8,911.68M -9,061.92M -6,694.39M -11,993.46M -7,501.15M -6,906.89M -8,231.42M
Unlevered Free Cash Flow 179,465.98M 157,923.58M 157,253.08M 150,235.11M 121,361.97M 145,405.17M 122,962.48M 149,107.29M
(-) Net Interest Income After Taxes -3,559.67M -4,651.23M -3,847.40M -6,202.47M -4,860.27M 409.10M 424.96M 1,110.05M
Net Debt Issuance -6,086.47M -9,883.13M -7,511.03M -10,963.71M -8,071.58M -1,390.74M -18.33M 96,637.50M
Levered Free Cash Flow 176,939.18M 152,691.68M 153,589.45M 145,473.87M 118,150.65M 143,605.34M 122,519.20M 244,634.74M