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Page: Company Financials

United Security Bancshares

Ticker: UBFO | Industry: Banks - Regional | Sector: Financial Services
$10.65 -0.08 (-0.75%)
As of: 2026-01-23

Master Data Export

Enterprise Value

Metric MRQ MRQ-1 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001
Stock Price 9.33 8.65 8.98 8.39 7.22 7.44 8.12 6.56 10.83 10.65 9.25 6.18 4.90 4.94 3.80 2.05 2.36 3.21 3.89 10.48 13.13 15.89 9.47 8.21 8.22 6.11 5.91
Market Capitalization 160.86M 149.09M 154.77M 144.26M 123.63M 126.73M 138.09M 111.41M 183.50M 179.92M 156.37M 104.50M 83.03M 83.80M 64.64M 34.57M 39.75M 51.24M 61.62M 176.65M 222.42M 259.18M 152.49M 130.57M 127.00M 93.44M 90.88M
(-) Cash & Equivalents 66.77M 49.09M 51.25M 46.47M 44.91M 124.20M 236.87M 261.70M 258.77M 196.03M 127.62M 112.36M 103.97M 125.46M 149.08M 125.06M 113.07M 67.18M 21.10M 31.92M 31.33M 35.50M 37.03M 32.23M 27.52M 23.63M 14.28M
(+) Total Debt 11.82M 14.64M 16.29M 64.22M 92.11M 12.96M 13.96M 12.95M 14.14M 13.61M 16.13M 13.93M 15.05M 16.84M 16.63M 11.11M 30.16M 44.88M 97.22M 111.43M 37.84M 21.49M 15.46M 15.63M 22.45M 39.90M 35.36M
Enterprise Value 105.91M 114.64M 119.82M 162.01M 170.83M 15.50M -84.82M -137.34M -61.13M -2.50M 44.88M 6.08M -5.89M -24.82M -67.81M -79.38M -43.16M 28.95M 137.75M 256.16M 228.93M 245.16M 130.92M 113.97M 121.93M 109.71M 111.95M

Income Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Revenue 63M 69M 65M 66M 51M 41M 40M 47M 41M 37M 34M 32M 30M 27M 31M 33M 38M 42M 53M 67M 56M 45M 36M 33M 34M 34M 31M 12M 13M
Cost of Revenue 17M 17M 17M 13M 5M 4M 5M 4M 1M 2M 1M 1M 1M 1M 3M 17M 17M 21M 24M 26M 15M 11M 8M 9M 13M 15M 13M 9M 10M
Gross Profit 46M 52M 49M 53M 46M 37M 35M 43M 40M 35M 33M 31M 30M 27M 28M 16M 21M 21M 29M 41M 41M 34M 28M 24M 21M 19M 18M 3M 3M
Gross Profit Margin 72.6% 75.7% 74.2% 81.0% 90.2% 89.8% 87.2% 91.7% 97.7% 95.3% 95.9% 96.2% 98.3% 98.1% 90.2% 49.3% 55.6% 50.7% 54.3% 60.7% 73.3% 76.1% 78.7% 73.0% 60.5% 55.9% 58.3% 23.7% 22.2%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 15M 14M 14M 14M 12M 12M 12M 12M 13M 12M 12M 11M 11M 11M 11M 12M 12M 10M 12M 12M 10M 8M 7M 5M 5M 5M 4M 0M 0M
Operating Expenses 30M 28M 28M 26M 24M 24M 22M 22M 21M 20M 20M 20M 19M 20M 21M 29M 29M 28M 23M 23M 20M 17M 15M 12M 11M 10M 9M -5M -4M
Operating Income (EBIT) 16M 24M 20M 27M 22M 13M 12M 21M 19M 16M 12M 11M 10M 7M 8M -13M -8M -7M 6M 18M 21M 17M 13M 12M 10M 9M 10M 8M 7M
Operating Income Margin 24.8% 35.4% 31.0% 41.7% 43.3% 32.5% 31.3% 45.3% 47.0% 42.2% 36.1% 35.1% 34.6% 26.9% 24.2% -38.4% -19.9% -15.9% 10.6% 26.7% 37.9% 38.5% 37.5% 37.3% 28.6% 27.3% 30.8% 66.9% 54.9%
Interest Income 61M 61M 61M 60M 49M 38M 35M 41M 37M 33M 29M 27M 25M 23M 25M 28M 32M 36M 45M 57M 47M 39M 31M 27M 29M 30M 29M 22M 0M
Interest Expense 13M 14M 14M 11M 3M 2M 2M 4M 3M 2M 1M 1M 1M 2M 2M 3M 5M 7M 15M 21M 14M 10M 6M 7M 12M 13M 12M 8M 9M
Net Interest Income 48M 47M 47M 49M 46M 36M 32M 37M 34M 31M 28M 26M 24M 21M 23M 25M 28M 28M 30M 37M 33M 29M 24M 20M 17M 17M 17M 14M -9M
Unusual Items -48M -47M -47M -49M -46M -36M -32M -37M -34M -31M -28M -26M -24M -21M -23M -25M -28M -28M -30M -37M -33M -29M -24M -20M -17M -17M -17M -14M 9M
EBT Excluding Unusual Items 64M 71M 67M 77M 68M 49M 45M 59M 53M 47M 40M 37M 34M 29M 31M 12M 20M 22M 36M 54M 55M 47M 38M 32M 27M 26M 27M 22M -2M
Pre-Tax Income 16M 24M 20M 27M 22M 13M 12M 21M 19M 16M 12M 11M 10M 7M 8M -13M -8M -7M 6M 18M 21M 17M 13M 12M 10M 9M 10M 8M 7M
Pre-Tax Margin 24.8% 35.4% 31.0% 41.7% 43.3% 32.5% 31.3% 45.3% 47.0% 42.2% 36.1% 35.1% 34.6% 26.9% 24.2% -38.4% -19.9% -15.9% 10.6% 26.7% 37.9% 38.5% 37.5% 37.3% 28.6% 27.3% 30.8% 66.9% 54.9%
Income Tax Expense 4M 7M 6M 8M 6M 3M 3M 6M 5M 7M 5M 4M 4M 0M 2M -2M -3M -2M 2M 7M 8M 6M 5M 5M 3M 3M 3M 3M 3M
Net Income 11M 18M 15M 20M 16M 10M 9M 15M 14M 9M 7M 7M 6M 7M 6M -11M -4M -5M 4M 11M 13M 11M 8M 8M 7M 6M 6M 5M 4M
Net Income Margin 18.0% 25.8% 22.6% 30.0% 30.8% 24.6% 22.6% 32.3% 34.1% 23.2% 21.7% 21.1% 20.7% 26.5% 19.3% -33.1% -11.6% -10.8% 7.6% 16.8% 23.7% 24.4% 23.6% 23.2% 20.0% 18.0% 19.9% 42.0% 33.5%
Depreciation & Amortization 2M 2M 2M 2M 2M 1M 1M 1M 1M 1M 1M 1M 1M 1M 2M 2M 2M 2M 3M 3M 2M 1M 1M 1M 2M 2M 1M 0M 0M
EBITDA 18M 26M 22M 30M 24M 14M 13M 23M 21M 17M 14M 13M 12M 9M 9M -11M -5M -4M 8M 20M 23M 19M 15M 14M 11M 11M 11M 8M 7M
EBITDA Margin 28.6% 38.4% 34.3% 44.9% 47.0% 35.2% 33.3% 48.3% 50.3% 45.8% 40.3% 39.6% 39.4% 31.5% 30.1% -33.0% -14.0% -10.2% 15.8% 30.6% 40.9% 41.6% 41.3% 41.0% 33.2% 32.0% 34.4% 66.9% 54.9%
NOPAT 11M 18M 15M 20M 16M 10M 9M 15M 14M 9M 7M 7M 6M 7M 6M -10M -6M -5M 4M 11M 13M 11M 8M 8M 7M 6M 6M 5M 4M
NOPAT Margin 18.0% 25.8% 22.6% 30.0% 30.8% 24.6% 22.6% 32.3% 34.1% 23.2% 21.7% 21.1% 20.7% 26.5% 19.3% -30.3% -15.7% -12.6% 7.6% 16.8% 23.7% 24.4% 23.6% 23.2% 20.0% 18.0% 19.9% 42.0% 33.5%
Owner's Earnings 12M 19M 16M 21M 15M 10M 9M 16M 14M 9M 8M 8M 7M 7M 7M -10M -3M -3M 6M 13M 15M 11M 8M 8M 8M 7M 7M 5M 4M
Owner's Earnings Margin 19.0% 27.3% 24.2% 32.0% 30.3% 24.4% 21.8% 33.2% 34.9% 23.8% 22.8% 23.4% 22.9% 27.0% 22.5% -30.5% -7.7% -6.1% 12.1% 19.0% 26.6% 23.7% 22.9% 24.7% 23.4% 21.2% 22.5% 42.0% 33.5%
EPS (Basic) 0.66 1.02 0.86 1.16 0.92 0.59 0.53 0.90 0.83 0.51 0.44 0.40 0.36 0.43 0.36 -0.64 -0.17 -0.27 0.24 0.66 0.83 0.68 0.53 0.50 0.45 0.40 0.41 0.34 0.29
EPS (Diluted) 0.66 1.03 0.86 1.16 0.92 0.59 0.53 0.89 0.83 0.51 0.44 0.40 0.37 0.43 0.36 -0.64 -0.26 -0.27 0.24 0.66 0.82 0.68 0.52 0.49 0.44 0.39 0.40 0.32 0.27
Shares (Basic) 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 16M 16M 16M 15M 15M 15M 15M 15M 15M
Shares (Diluted) 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 17M 16M 16M 16M 16M 16M 16M 16M 16M 16M

Product Segments

Metric TTM TTM-1 2024-12-31 2018-12-31
Banking Segment 98.70M 0.00M 65.46M 0.00M
Financial Service 0.83M 0.00M 0.00M 3.54M

Balance Sheet

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Cash & Cash Equivalents 66.77M 49.09M 56.21M 40.78M 38.60M 219.22M 294.07M 219.00M 220.34M 107.93M 113.03M 127.28M 105.10M 136.73M 143.13M 126.37M 102.83M 20.96M 39.86M 28.21M 36.66M 35.57M 37.80M 29.69M 26.20M 15.95M 19.18M 0.00M 0.00M
Short-Term Investments 140.92M 70.04M 157.38M 181.27M 207.55M 178.90M 82.34M 76.31M 66.43M 41.99M 58.14M 30.89M 48.30M 43.62M 31.84M 38.46M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Cash & Short-Term Investments 207.68M 119.13M 213.59M 222.05M 246.14M 398.12M 376.41M 295.31M 286.76M 149.92M 171.17M 158.17M 153.40M 180.34M 174.98M 164.83M 102.83M 20.96M 39.86M 28.21M 36.66M 35.57M 37.80M 29.69M 26.20M 15.95M 19.18M 0.00M 0.00M
Net Receivables 7.47M 7.93M 8.10M 7.93M 8.49M 7.53M 8.16M 8.21M 8.34M 6.53M 3.90M 2.22M 1.93M 1.64M 1.69M 1.95M 2.15M 2.50M 2.39M 3.66M 4.24M 3.39M 2.52M 2.11M 2.44M 3.75M 3.55M 0.00M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Current Assets 215.16M 127.06M 221.70M 229.98M 254.63M 405.65M 384.57M 303.52M 295.10M 156.45M 175.07M 160.39M 155.33M 181.99M 176.67M 166.78M 104.98M 23.45M 42.25M 31.87M 40.90M 38.97M 40.32M 31.80M 28.64M 19.70M 22.72M 0.00M 0.00M
Property, Plant & Equipment 14.34M 11.30M 11.74M 10.44M 11.75M 11.54M 11.97M 12.74M 9.84M 10.17M 10.45M 10.80M 11.55M 12.12M 12.26M 12.68M 12.91M 13.30M 14.29M 15.57M 15.30M 11.03M 8.10M 4.57M 2.65M 3.06M 3.40M 0.00M 0.00M
Goodwill 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 4.49M 5.98M 7.39M 10.42M 10.42M 0.75M 0.75M 0.75M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Intangible Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.06M 0.25M 0.55M 1.21M 2.03M 3.00M 4.62M 2.26M 2.80M 3.34M 1.95M 2.44M 3.75M 3.55M 0.00M 0.00M
Long-Term Investments 942.11M 939.02M 918.24M 909.64M 974.52M 865.94M 649.68M 592.42M 584.99M 598.46M 562.69M 506.58M 447.70M 388.56M 392.56M 398.65M 477.88M 566.38M 627.24M 678.13M 578.13M 504.65M 502.58M 422.45M 447.61M 394.53M 316.81M 0.00M 0.00M
Tax Assets 13.00M 13.48M 14.42M 14.06M 12.83M 3.62M 2.91M 3.19M 3.17M 2.39M 3.30M 5.23M 6.85M 11.63M 9.72M 11.49M 8.88M 7.53M 7.14M 4.30M 0.00M 0.00M 0.00M 3.14M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Assets 46.52M 118.79M 41.14M 42.45M 40.98M 39.70M 39.04M 40.56M 35.47M 33.89M 31.98M 38.16M 37.26M 37.08M 52.92M 56.71M 66.38M 73.15M 56.75M 26.81M 40.96M 70.67M 56.60M 45.82M 38.12M 30.99M 10.88M 281.53M 279.95M
Other Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Non-Current Assets 1,020.46M 1,087.08M 990.02M 981.07M 1,044.56M 925.29M 708.08M 653.40M 637.95M 649.39M 612.90M 565.25M 507.84M 453.94M 472.21M 484.56M 573.23M 669.78M 718.83M 739.85M 637.41M 589.89M 571.38M 477.92M 490.82M 432.32M 334.64M 281.53M 279.95M
Total Assets 1,235.62M 1,214.14M 1,211.72M 1,211.05M 1,299.19M 1,330.94M 1,092.65M 956.92M 933.06M 805.84M 787.97M 725.64M 663.17M 635.93M 648.88M 651.33M 678.21M 693.24M 761.08M 771.72M 678.31M 628.86M 611.70M 509.72M 519.45M 452.02M 357.36M 281.53M 279.95M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.06M 0.06M 0.04M 0.08M 0.03M 0.04M 0.04M 0.07M 0.11M 4.83M 5.04M 6.01M 9.05M 2.48M 1.88M 1.17M 0.80M 1.20M 1.27M 1.24M 0.00M 0.00M
Short-Term Debt 0.00M 0.00M 0.00M 62.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 32.00M 40.00M 155.05M 32.28M 0.00M 0.00M 0.00M 0.00M 35.40M 27.50M 47.52M 0.00M 0.00M
Tax Payables 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 1,075.90M 1,055.67M 1,057.62M 1,004.48M 1,165.48M 1,188.11M 952.65M 818.36M 805.64M 687.69M 676.63M 621.81M 565.37M 542.49M 563.29M 574.43M 557.47M 561.66M 508.49M 634.62M 587.13M 546.46M 536.67M 440.44M 423.99M 368.65M 271.86M 238.86M 252.47M
Total Current Liabilities 1,075.90M 1,055.67M 1,057.62M 1,066.48M 1,165.48M 1,188.11M 952.65M 818.42M 805.70M 687.74M 676.71M 621.83M 565.41M 542.53M 563.36M 574.54M 594.29M 606.70M 669.54M 675.94M 589.60M 548.34M 537.84M 441.24M 460.59M 397.42M 320.63M 238.86M 252.47M
Long-Term Debt 9.15M 11.83M 11.57M 11.21M 10.88M 11.19M 10.92M 10.81M 10.16M 9.73M 8.83M 8.30M 10.12M 11.13M 10.07M 9.03M 10.65M 10.72M 11.93M 13.34M 15.46M 15.46M 15.54M 15.35M 15.65M 0.92M 0.69M 0.00M 0.00M
Capital Lease Obligations 2.68M 2.81M 3.16M 1.44M 2.09M 2.71M 2.97M 3.46M 0.00M 7.02M 5.78M 5.88M 4.82M 5.73M 6.01M 5.59M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Liabilities 10.51M 9.58M 9.00M 9.38M 8.27M 8.74M 8.31M 8.24M 7.96M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 7.20M 6.05M 5.08M 4.96M 2.52M 1.53M 1.76M 14.35M 2.49M
Total Non-Current Liabilities 22.34M 24.21M 23.73M 22.03M 21.25M 22.63M 22.20M 22.51M 18.12M 16.75M 14.61M 14.18M 14.93M 16.85M 16.08M 14.62M 10.65M 10.72M 11.93M 13.34M 22.67M 21.51M 20.62M 20.31M 18.17M 2.45M 2.45M 14.35M 2.49M
Total Liabilities 1,098.24M 1,079.88M 1,081.36M 1,088.50M 1,186.73M 1,210.74M 974.85M 840.93M 823.82M 704.48M 691.32M 636.01M 580.34M 559.39M 579.44M 589.16M 604.94M 617.41M 681.47M 689.28M 612.27M 569.85M 558.46M 461.55M 478.76M 399.87M 323.08M 253.22M 254.96M
Preferred Stock 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 15.00M 0.00M 0.00M 0.00M
Common Stock 61.93M 61.73M 61.27M 60.59M 60.03M 59.64M 59.40M 58.97M 58.62M 57.88M 56.56M 52.57M 49.27M 45.78M 43.17M 41.44M 0.00M 0.00M 0.00M 0.00M 0.00M 22.08M 22.32M 18.23M 17.55M 18.24M 19.18M 0.00M 0.00M
Retained Earnings 86.02M 84.10M 83.45M 77.00M 69.93M 61.75M 59.14M 57.65M 49.94M 44.18M 40.70M 37.27M 33.73M 30.88M 26.18M 21.45M 33.81M 40.50M 47.72M 50.00M 46.88M 38.68M 31.88M 27.09M 22.58M 18.58M 14.92M 0.00M 0.00M
Accumulated OCI -10.57M -11.58M -14.35M -15.04M -17.50M -1.17M -0.73M -0.63M 0.67M -0.71M -0.60M -0.20M -0.18M -0.12M 0.09M -42.14M -0.41M -2.25M -2.92M -0.15M -1.29M -23.84M -0.97M -0.28M 0.43M -0.76M -0.35M 0.00M 0.00M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 137.38M 134.25M 130.36M 122.54M 112.46M 120.21M 117.81M 115.99M 109.24M 101.35M 96.65M 89.64M 82.83M 76.54M 69.44M 20.74M 33.40M 38.25M 44.80M 49.84M 45.59M 36.93M 53.24M 45.04M 40.56M 51.06M 33.75M 0.00M 0.00M
Total Equity 137.38M 134.25M 130.36M 122.54M 112.46M 120.21M 117.81M 115.99M 109.24M 101.35M 96.65M 89.64M 82.83M 76.54M 69.44M 20.74M 33.40M 38.25M 44.80M 49.84M 45.59M 36.93M 53.24M 45.04M 40.56M 51.06M 33.75M 0.00M 0.00M
Total Liabilities & Equity 1,235.62M 1,214.14M 1,211.72M 1,211.05M 1,299.19M 1,330.94M 1,092.65M 956.92M 933.06M 805.84M 787.97M 725.64M 663.17M 635.93M 648.88M 609.90M 638.34M 655.66M 726.27M 739.13M 657.87M 606.78M 611.70M 506.59M 519.32M 450.93M 356.83M 253.22M 254.96M
Tangible Assets 1,231.13M 1,209.65M 1,207.23M 1,206.56M 1,294.71M 1,326.46M 1,088.17M 952.43M 928.57M 801.35M 783.48M 721.16M 658.68M 631.38M 644.14M 646.29M 671.02M 683.81M 747.66M 756.68M 675.30M 625.31M 607.61M 507.78M 517.02M 448.27M 353.81M 281.53M 279.95M
Tangible Equity 132.89M 129.77M 125.87M 118.05M 107.98M 115.72M 113.32M 111.50M 104.75M 96.86M 92.17M 85.15M 78.34M 71.99M 64.70M 15.70M 26.22M 28.82M 31.38M 34.81M 42.58M 33.38M 49.15M 43.09M 38.12M 47.31M 30.20M 0.00M 0.00M
Tangible Book Value 132.89M 129.77M 125.87M 118.05M 107.98M 115.72M 113.32M 111.50M 104.75M 96.86M 92.17M 85.15M 78.34M 71.99M 64.70M 15.70M 26.22M 28.82M 31.38M 34.81M 42.58M 33.38M 49.15M 43.09M 38.12M 47.31M 30.20M 0.00M 0.00M
Total Investments 1,083.03M 1,009.06M 1,075.62M 1,090.91M 1,182.06M 1,044.85M 732.02M 668.73M 651.42M 640.45M 620.18M 537.47M 496.00M 432.18M 424.41M 437.11M 477.88M 566.38M 627.24M 678.13M 578.13M 504.65M 502.58M 422.45M 447.61M 394.53M 316.81M 0.00M 0.00M
Net Debt -57.62M -37.26M -44.64M 32.43M -27.71M -208.03M -283.15M -208.19M -210.18M -98.20M -104.20M -118.98M -94.98M -125.60M -133.07M -117.34M -60.18M 29.76M 127.11M 17.41M -21.20M -20.11M -22.26M -14.35M 24.85M 12.47M 29.04M 0.00M 0.00M

Capital Metrics

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Working Capital -860.7M -928.6M -835.9M -836.5M -910.9M -782.5M -568.1M -514.9M -510.6M -531.3M -501.6M -461.4M -410.1M -360.5M -386.7M -407.8M -489.3M -583.2M -627.3M -644.1M -548.7M -509.4M -497.5M -409.4M -432.0M -380.2M -297.9M -238.9M -252.5M
Total Capital 149.2M 148.9M 145.1M 197.2M 125.4M 134.1M 131.7M 130.3M 119.4M 118.1M 111.3M 103.8M 97.8M 93.4M 85.5M 76.8M 115.9M 126.5M 246.6M 128.1M 81.5M 74.5M 68.8M 60.4M 91.6M 79.5M 82.0M 28.3M 25.0M
Capital Employed 159.7M 158.5M 154.1M 144.6M 133.7M 142.8M 140.0M 138.5M 127.4M 118.1M 111.3M 103.8M 97.8M 93.4M 85.5M 76.8M 83.9M 85.9M 91.5M 95.8M 88.7M 80.5M 73.9M 65.3M 58.7M 51.0M 36.2M 42.7M 27.5M
Invested Capital 82.4M 99.8M 88.9M 156.4M 86.8M -85.1M -162.4M -88.7M -100.9M 10.2M -1.8M -23.5M -7.3M -43.3M -57.6M -49.6M 13.1M 105.6M 206.7M 99.8M 44.8M 38.9M 31.0M 30.7M 65.4M 63.5M 62.8M 28.3M 25.0M

Cash Flow Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31
Net Income 11.37M 17.69M 14.78M 19.80M 15.69M 10.10M 8.96M 15.17M 14.02M 8.64M 7.39M 6.81M 6.22M 7.27M 6.07M -10.81M -4.44M -4.54M 4.07M 11.26M 13.36M 11.01M 8.41M 7.71M 6.83M 6.19M 6.26M
Depreciation & Amortization 2.11M 2.09M 2.12M 2.11M 1.93M 1.15M 0.81M 1.40M 1.35M 1.34M 1.43M 1.46M 1.45M 1.29M 1.85M 1.77M 2.26M 2.40M 2.75M 2.66M 1.66M 1.39M 1.33M 1.25M 1.57M 1.60M 1.14M
Deferred Income Tax -0.68M -0.29M -0.47M -0.30M -2.36M -0.52M 0.32M 0.53M -0.76M 1.02M 2.36M 1.71M 4.82M -1.52M 1.23M -2.40M -2.57M -0.84M -1.03M 0.25M -0.38M 0.09M -0.88M -0.90M -0.53M -0.34M -0.70M
Stock-Based Compensation 0.90M 0.55M 0.69M 0.48M 0.37M 0.24M 0.43M 0.35M 0.74M 0.10M 0.03M 0.03M 0.03M 0.03M 0.02M 0.02M 0.04M 0.05M 0.11M 0.19M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Change in Working Capital 3.23M 3.21M 0.28M -0.23M 3.90M 2.33M 0.46M 0.41M -2.65M -4.02M -2.13M -0.59M -1.69M 6.70M 0.56M -0.39M -2.96M -1.87M -2.72M 1.20M 3.07M 0.43M -0.97M 2.00M 1.74M -0.49M -1.23M
Accounts Receivable 1.37M -0.74M 1.10M -1.19M 1.01M 0.56M 0.41M -0.20M -2.13M -3.37M -0.72M -0.52M -0.68M 0.05M 0.25M 0.21M 0.35M -0.10M 1.26M 0.93M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable 0.95M -6.67M -0.36M 0.77M 0.26M 0.62M -0.19M 0.21M -0.93M -0.07M -0.10M 0.02M -1.12M 0.24M 0.44M 0.99M -0.17M -0.33M -1.68M -0.34M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Working Capital 0.92M 10.62M -0.45M 0.19M 2.62M 1.15M 0.23M 0.40M 0.41M -0.58M -1.31M -0.09M 0.11M 6.41M -0.13M -1.59M -3.14M -1.44M -2.30M 0.61M 3.07M 0.43M -0.97M 2.00M 1.74M -0.49M -1.23M
Other Non-Cash Items 6.28M -1.41M 2.24M -0.47M 4.18M 3.26M 2.82M -1.70M -1.36M 0.49M 0.38M -0.16M -1.86M -1.86M -0.01M 17.58M 17.27M 18.16M 9.40M 3.42M -1.55M 1.09M 1.71M 2.07M 1.64M 1.10M 1.99M
Net Cash from Operating Activities 23.20M 21.84M 19.64M 21.38M 23.70M 16.55M 13.80M 16.16M 11.34M 7.56M 9.46M 9.26M 9.00M 11.90M 9.71M 5.77M 9.60M 13.37M 12.59M 18.97M 16.16M 14.00M 9.60M 12.12M 11.25M 8.06M 7.46M
Capital Expenditures (PPE) -1.74M -1.10M -1.04M -0.79M -2.14M -1.25M -1.14M -0.96M -1.02M -1.13M -1.07M -0.73M -0.77M -1.15M -0.85M -0.91M -0.79M -0.41M -0.36M -1.20M 0.07M -1.68M -1.59M -0.74M -0.43M -0.51M -0.31M
Acquisitions (Net) 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 6.37M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Purchases of Investments -0.38M 0.72M -1.08M -0.40M -82.08M -125.92M -29.20M -28.15M -35.28M -1.45M -35.09M -0.27M -10.42M -21.00M -11.81M -8.50M -11.74M -1.54M -46.72M -34.23M 0.00M -5.07M -56.59M -68.76M -107.89M -84.35M -21.56M
Sales / Maturities of Investments 25.22M 31.49M 24.22M 29.72M 25.81M 27.01M 23.06M 17.51M 9.68M 11.26M 7.29M 16.92M 6.55M 8.49M 21.77M 20.85M 31.95M 23.50M 36.93M 36.83M 12.77M 20.81M 35.05M 89.32M 67.64M 79.94M 19.85M
Other Investing Activities 7.03M -1.60M -9.15M 59.05M -115.82M -219.21M -58.26M -11.16M 14.47M -29.54M -48.13M -57.65M -58.98M 16.13M 9.47M 23.59M 52.28M 36.77M 0.77M -38.35M -82.65M -26.90M -20.88M 6.92M -27.86M -80.64M -65.66M
Net Cash from Investing Activities 30.12M 29.52M 12.95M 87.58M -174.23M -319.37M -65.55M -22.76M -12.16M -20.86M -77.01M -41.72M -63.62M 2.47M 18.58M 35.03M 71.72M 58.32M -9.38M -30.47M -69.81M -12.85M -44.01M 26.73M -68.54M -85.55M -67.68M
Net Debt Issuance -37.00M -108.00M -62.00M 62.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1.80M 0.00M 0.00M 0.00M -32.00M -7.93M -48.50M 0.00M 9.08M 0.00M -0.08M -0.27M -35.71M 7.63M -20.02M 36.30M
Long-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1.80M 0.00M 0.00M 0.00M -32.00M -7.93M -48.50M 0.00M 9.08M 0.00M -0.08M -0.27M -0.31M 0.00M 0.00M 0.68M
Short-Term Debt Issuance -34.00M -108.00M -62.00M 62.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -35.40M 7.63M -20.02M 35.61M
Net Stock Issuance 0.00M 0.11M 0.00M 0.11M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.30M 0.00M 0.00M 0.00M -1.22M -10.10M -2.10M -0.26M -1.97M 0.60M -0.69M 13.25M 0.23M
Common Stock Issuance 0.00M 0.11M 0.00M 0.11M 0.00M 0.00M 0.00M 0.00M 0.00M 0.01M 0.01M 0.00M 0.00M 0.00M 0.30M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock Repurchased 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1.22M -10.10M -2.44M -0.38M -2.06M 0.00M 0.00M 0.00M 0.00M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 14.51M 0.00M
Net Dividends Paid -8.35M -8.13M -8.31M -7.87M -7.50M -7.49M -7.47M -7.46M -4.73M -2.87M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.01M -4.56M -5.93M -4.88M -3.98M -3.51M -3.10M -2.76M -2.45M -1.94M
Common Dividends Paid -8.35M -8.13M -8.31M -7.87M -7.50M -7.49M -7.47M -7.46M -4.73M -2.87M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.01M -4.56M -5.93M -4.88M -3.98M -3.51M -3.10M -2.76M -2.45M -1.94M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 10.88M 77.39M 53.15M -161.01M -22.60M 235.46M 134.29M 12.72M 117.95M 11.07M 54.83M 56.43M 22.98M -20.79M -11.14M 16.96M -4.19M -13.37M -3.30M 0.68M 40.67M 9.79M 47.98M 16.46M 55.34M 96.79M 33.00M
Net Cash from Financing Activities -34.47M -38.74M -17.16M -106.77M -30.09M 227.97M 126.82M 5.26M 113.22M 8.20M 54.83M 54.63M 22.98M -20.79M -10.85M -15.04M -12.12M -61.89M -9.08M -6.27M 33.69M 5.47M 42.23M -21.74M 59.52M 87.57M 67.59M
Effect of FX on Cash 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash 18.85M 12.62M 15.43M 2.19M -180.62M -74.85M 75.07M -1.34M 112.40M -5.10M -12.72M 22.17M -31.64M -6.42M 17.44M 25.75M 69.20M 9.80M -5.87M -17.77M -19.96M 6.62M 7.82M 17.11M 2.23M 10.08M 7.36M
Cash at Beginning of Period 191.11M 157.84M 40.78M 38.60M 219.22M 294.07M 219.00M 220.34M 107.93M 113.03M 125.75M 103.58M 135.21M 141.63M 124.18M 98.43M 29.23M 19.43M 25.30M 43.07M 63.03M 56.41M 48.59M 31.49M 29.26M 19.18M 11.82M
Cash at End of Period 209.96M 170.46M 56.21M 40.78M 38.60M 219.22M 294.07M 219.00M 220.34M 107.93M 113.03M 125.75M 103.58M 135.21M 141.63M 124.18M 98.43M 29.23M 19.43M 25.30M 43.07M 63.03M 56.41M 48.59M 31.49M 29.26M 19.18M
Operating Cash Flow 23.20M 21.84M 19.64M 21.38M 23.70M 16.55M 13.80M 16.16M 11.34M 7.56M 9.46M 9.26M 9.00M 11.90M 9.71M 5.77M 9.60M 13.37M 12.59M 18.97M 16.16M 14.00M 9.60M 12.12M 11.25M 8.06M 7.46M
Capital Expenditure -1.74M -1.10M -1.04M -0.79M -2.14M -1.25M -1.14M -0.96M -1.02M -1.13M -1.07M -0.73M -0.77M -1.15M -0.85M -0.91M -0.79M -0.41M -0.36M -1.20M 0.00M -1.68M -1.59M -0.74M -0.43M -0.51M -0.31M
Free Cash Flow 21.46M 20.74M 18.60M 20.59M 21.56M 15.30M 12.66M 15.20M 10.32M 6.43M 8.39M 8.54M 8.23M 10.76M 8.86M 4.85M 8.81M 12.95M 12.22M 17.78M 16.16M 12.32M 8.01M 11.37M 10.82M 7.55M 7.14M

Free Cash Flow

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31
EBITDA 33.10M 39.93M 36.40M 41.94M 35.65M 25.89M 23.73M 32.41M 28.78M 25.13M 22.20M 21.15M 20.07M 17.45M 19.32M 6.34M 11.49M 13.21M 19.66M 31.69M 33.08M 27.72M 22.71M 20.38M 17.28M 16.27M 15.54M
(-) Tax Adjustment 9.15M 10.79M 9.92M 11.72M 10.30M 6.25M 6.60M 9.29M 7.93M 8.79M 7.77M 7.40M 7.03M 0.25M 3.90M 0.87M 4.02M 4.25M 5.56M 11.09M 11.58M 9.70M 7.95M 7.13M 5.16M 5.53M 5.44M
(-) Change In Working Capital 3.23M 3.21M 0.28M -0.23M 3.90M 2.33M 0.46M 0.41M -2.65M -4.02M -2.13M -0.59M -1.69M 6.70M 0.56M -0.39M -2.96M -1.87M -2.72M 1.20M 3.07M 0.43M -0.97M 2.00M 1.74M -0.49M -1.23M
(-) Capital Expenditure -1.74M -1.10M -1.04M -0.79M -2.14M -1.25M -1.14M -0.96M -1.02M -1.13M -1.07M -0.73M -0.77M -1.15M -0.85M -0.91M -0.79M -0.41M -0.36M -1.20M 0.00M -1.68M -1.59M -0.74M -0.43M -0.51M -0.31M
Unlevered Free Cash Flow 18.98M 24.83M 25.16M 29.66M 19.32M 16.06M 15.53M 21.75M 22.48M 19.22M 15.48M 13.61M 13.97M 9.35M 14.01M 4.95M 9.64M 10.41M 16.46M 18.19M 18.43M 15.91M 14.14M 10.51M 9.94M 10.72M 11.02M
(-) Net Interest Income After Taxes 35.01M 34.30M 34.08M 35.53M 32.75M 27.04M 23.30M 26.67M 24.57M 20.28M 18.24M 16.98M 15.35M 21.09M 18.43M 21.56M 18.14M 19.23M 21.67M 23.78M 21.57M 19.01M 15.80M 12.78M 12.06M 11.00M 11.31M
Net Debt Issuance -37.00M -108.00M -62.00M 62.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1.80M 0.00M 0.00M 0.00M -32.00M -7.93M -48.50M 0.00M 9.08M 0.00M -0.08M -0.27M -35.71M 7.63M -20.02M 36.30M
Levered Free Cash Flow -53.02M -117.46M -70.93M 56.13M -13.44M -10.98M -7.77M -4.92M -2.09M -1.06M -2.76M -5.17M -1.38M -11.73M -4.42M -48.61M -16.42M -57.32M -5.21M 3.49M -3.14M -3.17M -1.94M -37.98M 5.52M -20.30M 36.01M