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Page: Company Financials

Union Bankshares, Inc.

Ticker: UNB | Industry: Banks - Regional | Sector: Financial Services
$23.93 -0.89 (-3.59%)
As of: 2026-01-23

Master Data Export

Enterprise Value

Metric MRQ MRQ-1 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000
Stock Price 24.76 26.62 27.62 26.62 24.37 25.97 32.00 21.80 37.68 51.02 47.95 36.11 26.45 23.88 21.54 19.43 19.27 18.12 16.09 19.07 20.86 21.71 22.06 23.93 23.67 15.49 12.99 11.04
Market Capitalization 113.22M 121.73M 126.28M 120.18M 109.96M 116.60M 143.17M 97.48M 168.44M 226.57M 213.96M 160.51M 117.38M 106.14M 95.97M 86.70M 85.88M 81.00M 71.85M 85.55M 94.25M 98.38M 100.39M 108.90M 107.64M 70.31M 59.05M 50.06M
(-) Cash & Equivalents 4.92M 4.73M 7.46M 17.39M 19.51M 19.26M 18.09M 15.08M 12.00M 13.58M 12.28M 14.60M 17.02M 17.87M 24.77M 26.64M 23.84M 22.24M 21.84M 23.07M 22.39M 17.64M 23.13M 23.48M 25.78M 19.59M 16.81M 15.17M
(+) Total Debt 0.00M 286.96M 181.31M 240.81M 96.74M 34.94M 13.42M 22.08M 43.62M 42.53M 33.06M 29.97M 19.45M 17.61M 15.88M 24.19M 28.62M 26.69M 28.11M 27.00M 17.31M 17.47M 13.26M 9.51M 7.52M 10.95M 9.91M 7.75M
Enterprise Value 108.30M 403.96M 300.14M 343.60M 187.19M 132.28M 138.50M 104.48M 200.06M 255.52M 234.74M 175.89M 119.81M 105.87M 87.08M 84.25M 90.67M 85.46M 78.12M 89.49M 89.16M 98.21M 90.52M 94.92M 89.38M 61.68M 52.15M 42.65M

Income Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Revenue 86M 73M 76M 66M 52M 51M 52M 46M 41M 38M 36M 34M 33M 32M 35M 30M 29M 29M 30M 31M 29M 26M 24M 24M 26M 27M 27M 12M 13M
Cost of Revenue 34M 28M 31M 19M 5M 4M 7M 6M 4M 2M 2M 3M 3M 3M 4M 5M 5M 6M 8M 8M 7M 5M 3M 4M 7M 10M 10M 9M 10M
Gross Profit 52M 45M 46M 47M 48M 48M 45M 39M 37M 35M 34M 32M 31M 29M 31M 25M 24M 23M 22M 22M 22M 22M 21M 20M 19M 17M 17M 3M 3M
Gross Profit Margin 60.7% 61.5% 60.1% 71.6% 91.4% 93.1% 85.9% 86.0% 90.2% 93.5% 93.9% 92.5% 92.4% 91.4% 88.5% 84.5% 83.8% 80.2% 74.6% 72.2% 76.1% 82.7% 86.1% 82.0% 73.9% 63.7% 62.1% 21.3% 23.2%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 23M 24M 28M 26M 20M 21M 19M 17M 20M 15M 15M 13M 13M 13M 14M 12M 11M 10M 9M 9M 8M 8M 7M 7M 7M 6M 6M 5M 5M
Operating Expenses 40M 35M 37M 34M 33M 32M 29M 27M 29M 23M 23M 21M 21M 20M 22M 19M 17M 16M 16M 14M 14M 13M 12M 12M 12M 10M 10M -3M -4M
Operating Income (EBIT) 12M 9M 9M 13M 15M 16M 15M 12M 8M 12M 11M 11M 10M 9M 9M 6M 7M 7M 6M 8M 8M 9M 8M 8M 7M 7M 7M 6M 7M
Operating Income Margin 14.3% 12.9% 11.9% 19.5% 29.1% 30.8% 29.3% 27.4% 20.4% 32.0% 30.6% 30.9% 29.2% 27.9% 24.4% 21.0% 25.5% 23.1% 20.7% 24.9% 28.8% 33.1% 34.6% 31.7% 28.2% 25.1% 24.8% 48.9% 52.6%
Interest Income 74M 64M 67M 57M 44M 39M 37M 36M 32M 29M 27M 25M 25M 24M 25M 24M 23M 23M 25M 26M 25M 22M 20M 20M 22M 24M 24M 23M 23M
Interest Expense 32M 28M 30M 19M 5M 4M 5M 6M 4M 2M 2M 2M 2M 2M 3M 4M 4M 5M 7M 8M 7M 4M 3M 4M 6M 10M 10M 9M 9M
Net Interest Income 41M 37M 38M 38M 39M 36M 32M 30M 29M 27M 25M 23M 23M 22M 22M 20M 19M 18M 17M 18M 18M 18M 17M 16M 16M 15M 14M 14M 13M
Unusual Items -41M -37M -38M -38M -39M -36M -32M -30M -29M -27M -25M -23M -23M -22M -22M -20M -19M -18M -17M -18M -18M -18M -17M -16M -16M -15M -14M -14M -13M
EBT Excluding Unusual Items 54M 46M 47M 50M 55M 52M 47M 43M 37M 39M 36M 34M 32M 31M 30M 26M 26M 25M 24M 26M 27M 26M 25M 24M 23M 21M 21M 20M 20M
Pre-Tax Income 12M 9M 9M 13M 15M 16M 15M 12M 8M 12M 11M 11M 10M 9M 9M 6M 7M 7M 6M 8M 8M 9M 8M 8M 7M 7M 7M 6M 7M
Pre-Tax Margin 14.3% 12.9% 11.9% 19.5% 29.1% 30.8% 29.3% 27.4% 20.4% 32.0% 30.6% 30.9% 29.2% 27.9% 24.4% 21.0% 25.5% 23.1% 20.7% 24.9% 28.8% 33.1% 34.6% 31.7% 28.2% 25.1% 24.8% 48.9% 52.6%
Income Tax Expense 1M 1M 0M 2M 3M 3M 2M 2M 1M 4M 3M 3M 2M 2M 2M 1M 2M 1M 1M 2M 2M 2M 2M 2M 2M 2M 2M 2M 2M
Net Income 11M 9M 9M 11M 13M 13M 13M 11M 7M 8M 9M 8M 8M 7M 7M 5M 6M 5M 5M 6M 6M 6M 6M 5M 5M 5M 5M 4M 5M
Net Income Margin 13.2% 12.1% 11.5% 17.0% 24.1% 25.7% 24.6% 23.4% 17.3% 22.4% 23.4% 23.1% 23.3% 22.2% 19.7% 17.3% 19.6% 18.2% 17.3% 18.5% 21.4% 23.7% 24.4% 22.5% 20.1% 17.8% 18.0% 33.8% 36.2%
Depreciation & Amortization 2M 2M 2M 2M 2M 2M 2M 2M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M 1M
EBITDA 14M 11M 11M 15M 17M 18M 17M 14M 10M 13M 13M 12M 11M 10M 10M 7M 8M 7M 7M 8M 9M 10M 9M 9M 8M 8M 7M 7M 7M
EBITDA Margin 16.2% 15.1% 14.0% 22.0% 32.5% 34.5% 33.3% 31.2% 23.8% 35.7% 34.5% 34.5% 32.7% 31.3% 27.5% 23.6% 27.8% 25.6% 23.4% 27.5% 31.7% 36.5% 38.4% 35.5% 31.5% 27.6% 28.0% 57.1% 58.9%
NOPAT 11M 9M 9M 11M 13M 13M 13M 11M 7M 8M 9M 8M 8M 7M 7M 5M 6M 5M 5M 6M 6M 6M 6M 5M 5M 5M 5M 4M 5M
NOPAT Margin 13.2% 12.1% 11.5% 17.0% 24.1% 25.7% 24.6% 23.4% 17.3% 22.4% 23.4% 23.1% 23.3% 22.2% 19.7% 17.3% 19.6% 18.2% 17.3% 18.5% 21.4% 23.7% 24.4% 22.5% 20.1% 17.8% 18.0% 33.8% 36.2%
Owner's Earnings 12M 9M 9M 11M 14M 12M 14M 6M 5M 8M 8M 7M 7M 7M 6M 5M 5M 5M 4M 5M 6M 6M 5M 6M 5M 5M 5M 5M 4M
Owner's Earnings Margin 13.8% 12.0% 12.1% 16.6% 26.2% 22.5% 26.7% 13.1% 13.2% 20.8% 22.0% 20.0% 20.2% 21.5% 16.9% 15.0% 18.7% 17.5% 13.7% 17.5% 19.9% 21.2% 22.4% 24.3% 19.1% 16.6% 18.4% 39.1% 35.1%
EPS (Basic) 2.51 1.94 1.94 2.50 2.81 2.94 2.86 2.38 1.58 1.89 1.91 1.77 1.73 1.60 1.54 1.17 1.25 1.17 1.14 1.25 1.38 1.37 1.28 1.18 0.76 1.06 1.05 0.90 1.01
EPS (Diluted) 2.49 1.94 1.92 2.48 2.79 2.92 2.85 2.38 1.58 1.89 1.91 1.77 1.73 1.60 1.54 1.17 1.25 1.17 1.14 1.25 1.38 1.37 1.28 1.18 1.14 1.06 1.05 0.90 1.01
Shares (Basic) 5M 5M 5M 5M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M
Shares (Diluted) 5M 5M 5M 5M 5M 5M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 4M 5M 5M 5M 5M 5M 5M 5M 5M 5M 5M

Balance Sheet

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Cash & Cash Equivalents 13.38M 11.69M 14.63M 0.00M 20.93M 17.86M 18.11M 11.97M 13.35M 13.21M 13.78M 16.97M 17.07M 22.84M 26.95M 29.89M 19.49M 27.92M 19.58M 24.68M 17.11M 22.62M 24.44M 30.24M 21.36M 18.63M 12.07M 15.10M 19.20M
Short-Term Investments 160.80M 139.14M 174.29M 0.00M 250.27M 267.82M 105.76M 87.39M 73.41M 65.44M 65.56M 54.11M 45.75M 34.28M 20.63M 42.95M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Cash & Short-Term Investments 174.18M 150.83M 188.92M 0.00M 271.20M 285.67M 123.88M 99.36M 86.75M 78.65M 79.33M 71.08M 62.82M 57.12M 47.58M 72.85M 19.49M 27.92M 19.58M 24.68M 17.11M 22.62M 24.44M 30.24M 21.36M 18.63M 12.07M 15.10M 19.20M
Net Receivables 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 2.81M 2.50M 2.26M 1.83M 1.85M 1.66M 1.54M 1.81M 1.56M 1.63M 1.94M 2.08M 2.00M 1.97M 1.53M 1.65M 1.89M 2.04M 2.60M 2.20M 2.11M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -25.34M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 0.00M 0.00M 0.00M 97.77M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Current Assets 174.18M 150.83M 188.92M 97.77M 271.20M 285.67M 123.88M 99.36M 64.22M 81.15M 81.59M 72.91M 64.68M 58.78M 49.11M 74.66M 21.05M 29.55M 21.52M 26.76M 19.11M 24.59M 25.97M 31.89M 23.25M 20.66M 14.67M 17.30M 21.30M
Property, Plant & Equipment 19.98M 20.25M 20.23M 23.22M 20.48M 21.62M 20.04M 20.92M 16.07M 14.26M 13.53M 13.06M 11.85M 10.68M 10.29M 9.16M 7.84M 7.61M 7.46M 6.46M 6.08M 5.90M 5.12M 4.45M 4.61M 4.16M 3.96M 4.07M 5.10M
Goodwill 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 2.22M 2.22M 2.22M 2.22M 2.22M 2.22M 2.22M 2.22M 2.22M 2.22M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Intangible Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.41M 0.58M 0.75M 0.93M 1.10M 1.27M 1.44M 1.61M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Long-Term Investments 1,174.48M 1,107.49M 1,233.39M 0.00M 953.60M 794.38M 795.99M 673.30M 645.16M 594.12M 540.28M 509.05M 496.42M 474.81M 459.95M 433.63M 404.94M 379.32M 377.59M 348.64M 337.79M 336.41M 317.97M 312.90M 298.82M 297.76M 278.57M 266.92M 258.21M
Tax Assets 0.00M 0.00M 0.00M 11.20M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Assets 205.27M 201.79M 85.82M -34.43M 91.22M 103.70M 151.43M 77.11M 52.32M 53.51M 53.01M 30.72M 47.79M 37.69M 54.25M 31.47M 19.17M 29.23M 33.54M 11.50M 18.17M 7.85M 10.47M 7.41M 16.81M 14.90M 6.26M 7.18M 5.52M
Other Assets 0.00M 0.00M 0.00M 1,373.42M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Non-Current Assets 1,399.73M 1,329.53M 1,339.44M 1,373.42M 1,065.29M 919.70M 969.68M 773.55M 716.19M 664.68M 609.79M 555.97M 559.39M 526.66M 528.14M 478.10M 431.95M 416.17M 418.58M 366.60M 362.04M 350.16M 333.56M 324.76M 320.24M 316.81M 288.80M 278.17M 268.83M
Total Assets 1,573.92M 1,480.36M 1,528.36M 1,471.18M 1,336.49M 1,205.37M 1,093.55M 872.91M 780.41M 745.83M 691.38M 628.88M 624.06M 585.44M 577.26M 552.75M 453.00M 445.72M 440.11M 393.36M 381.15M 374.75M 359.53M 356.65M 343.49M 337.48M 303.47M 295.47M 290.13M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 13.15M 9.78M 11.22M 9.88M 6.26M 8.02M 5.85M 5.34M 5.45M 4.05M 6.47M 4.28M 0.00M 0.00M 0.00M 5.75M 3.49M 3.49M 2.59M 3.06M 0.00M 0.00M 0.00M 0.00M 0.00M
Short-Term Debt 0.00M 0.00M 0.00M 10.21M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 1.10M 1.62M 1.88M 1.39M 3.99M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 1.24M 0.00M 0.00M 0.00M 0.00M 0.00M
Tax Payables 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 9.70M 5.89M 6.41M 5.01M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 1,189.59M 1,103.35M 1,168.89M 528.72M 1,201.91M 1,095.08M 994.30M 734.33M 706.77M 647.57M 597.66M 560.41M 552.06M 518.35M 509.99M 473.44M 376.66M 368.83M 364.37M 323.96M 319.82M 313.30M 306.60M 305.38M 293.01M 285.72M 258.74M 257.59M 248.92M
Total Current Liabilities 1,189.59M 1,103.35M 1,168.89M 538.93M 1,215.06M 1,104.86M 1,005.52M 753.91M 718.91M 661.99M 609.62M 567.37M 559.39M 523.80M 520.45M 477.72M 376.66M 368.83M 364.37M 329.71M 323.31M 316.79M 309.19M 309.68M 293.01M 285.72M 258.74M 257.59M 248.92M
Long-Term Debt 287.14M 286.96M 275.97M 71.94M 66.21M 16.17M 7.16M 47.16M 27.82M 31.58M 31.60M 9.56M 15.12M 13.22M 15.75M 29.02M 28.99M 30.99M 27.42M 20.33M 14.60M 16.26M 7.93M 5.98M 7.54M 10.34M 6.38M 2.87M 6.08M
Capital Lease Obligations 0.00M 0.00M 0.00M 2.39M 0.00M 0.00M 0.00M 1.71M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.00M 0.00M 0.00M 2.30M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Liabilities 19.51M 18.80M 17.02M -76.63M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -1.10M -1.62M -1.88M -1.39M -3.99M 1.40M 2.45M 3.05M 5.23M 1.25M 1.32M 0.10M 0.00M 0.00M 3.78M 4.19M 3.12M 0.00M 3.37M
Total Non-Current Liabilities 306.65M 305.76M 292.98M 0.00M 66.21M 16.17M 7.16M 48.88M 27.82M 31.58M 30.50M 7.94M 13.24M 11.83M 11.76M 30.42M 31.44M 34.04M 32.65M 21.58M 15.91M 16.35M 7.93M 5.98M 11.32M 14.54M 9.50M 2.87M 9.45M
Total Liabilities 1,496.24M 1,409.11M 1,461.88M 538.93M 1,281.27M 1,121.03M 1,012.69M 802.78M 746.73M 693.58M 640.11M 575.31M 572.63M 535.62M 532.21M 508.13M 408.10M 402.87M 397.02M 351.29M 339.23M 333.14M 317.13M 315.66M 304.32M 300.26M 268.24M 260.46M 258.37M
Preferred Stock 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Common Stock 10.11M 10.05M 10.02M 9.99M 9.97M 9.93M 9.91M 9.90M 9.89M 9.88M 9.87M 9.86M 9.86M 9.86M 9.85M 9.85M 9.84M 9.84M 9.84M 9.84M 9.84M 9.84M 9.83M 9.82M 6.54M 6.54M 6.53M 6.53M 6.52M
Retained Earnings 95.15M 93.35M 91.72M 89.47M 84.67M 78.35M 71.10M 64.02M 58.91M 57.20M 53.09M 49.52M 46.46M 43.41M 40.77M 38.39M 37.62M 36.49M 35.87M 35.79M 35.20M 33.76M 33.81M 32.07M 33.36M 31.63M 30.01M 28.18M 26.03M
Accumulated OCI -27.53M -31.23M -34.00M -31.96M -37.42M -1.55M 2.64M 0.99M -1.02M -5.10M -3.28M -2.30M -1.38M 0.08M -2.01M -4.35M -2.16M -1.65M -3.27M -0.82M -1.00M -0.10M 0.38M 0.76M 0.67M 0.49M -0.03M -1.13M 0.60M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 77.73M 72.17M 67.75M 67.51M 57.22M 86.73M 83.64M 74.90M 67.78M 61.98M 59.68M 57.09M 54.94M 53.34M 48.61M 43.89M 45.30M 44.68M 42.44M 44.81M 44.04M 43.50M 44.02M 42.65M 40.57M 38.66M 36.51M 33.57M 33.14M
Total Equity 77.73M 72.17M 67.75M 67.51M 57.22M 86.73M 83.64M 74.90M 67.78M 61.98M 59.68M 57.09M 54.94M 53.34M 48.61M 43.89M 45.30M 44.68M 42.44M 44.81M 44.04M 43.50M 44.02M 42.65M 40.57M 38.66M 36.51M 33.57M 33.14M
Total Liabilities & Equity 1,573.97M 1,481.27M 1,529.63M 606.44M 1,338.48M 1,207.76M 1,096.33M 877.68M 814.51M 755.56M 699.80M 632.40M 627.57M 588.96M 580.82M 552.02M 453.40M 447.55M 439.46M 396.10M 383.26M 376.64M 361.14M 358.32M 344.90M 338.92M 304.75M 294.04M 291.51M
Tangible Assets 1,573.92M 1,480.36M 1,528.36M 1,471.18M 1,336.49M 1,205.37M 1,091.33M 870.69M 777.77M 743.03M 688.40M 625.73M 620.74M 581.95M 573.60M 548.92M 453.00M 445.72M 440.11M 393.36M 381.15M 374.75M 359.53M 356.65M 343.49M 337.48M 303.47M 295.47M 290.13M
Tangible Equity 77.73M 72.17M 67.75M 67.51M 57.22M 86.73M 81.42M 72.68M 65.14M 59.18M 56.70M 53.94M 51.62M 49.85M 44.95M 40.06M 45.30M 44.68M 42.44M 44.81M 44.04M 43.50M 44.02M 42.65M 40.57M 38.66M 36.51M 33.57M 33.14M
Tangible Book Value 77.73M 72.17M 67.75M 67.51M 57.22M 86.73M 81.42M 72.68M 65.14M 59.18M 56.70M 53.94M 51.62M 49.85M 44.95M 40.06M 45.30M 44.68M 42.44M 44.81M 44.04M 43.50M 44.02M 42.65M 40.57M 38.66M 36.51M 33.57M 33.14M
Total Investments 1,335.28M 1,246.63M 1,407.68M 0.00M 1,203.86M 1,062.20M 901.75M 760.69M 718.57M 659.55M 605.83M 563.16M 542.17M 509.09M 480.58M 476.59M 404.94M 379.32M 377.59M 348.64M 337.79M 336.41M 317.97M 312.90M 298.82M 297.76M 278.57M 266.92M 258.21M
Net Debt 273.76M 275.27M 261.34M 82.15M 45.27M -1.68M -10.95M 35.19M 14.48M 18.37M 18.92M -5.78M -0.07M -8.23M -7.21M -0.88M 9.50M 3.08M 7.83M -4.35M -2.52M -6.36M -16.50M -23.01M -13.83M -8.28M -5.69M -12.23M -13.11M

Capital Metrics

Metric MRQ MRQ-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Working Capital -1,015.4M -952.5M -980.0M -441.2M -943.9M -819.2M -881.6M -654.5M -623.5M -574.4M -523.0M -494.5M -494.7M -465.0M -471.3M -407.3M -358.8M -340.9M -346.8M -302.9M -304.2M -292.2M -283.2M -277.8M -269.8M -265.1M -244.1M -243.1M -227.6M
Total Capital 364.8M 358.2M 342.4M 150.3M 121.4M 100.5M 88.0M 119.0M 92.3M 90.4M 88.8M 64.8M 68.4M 64.4M 64.8M 69.4M 70.7M 72.2M 66.6M 62.4M 56.5M 57.9M 50.3M 48.2M 46.7M 47.6M 41.5M 35.1M 37.8M
Capital Employed 384.3M 377.0M 359.5M 932.3M 121.4M 100.5M 88.0M 119.0M 92.3M 90.2M 86.9M 61.5M 64.5M 61.1M 56.8M 70.8M 74.3M 75.2M 71.8M 63.7M 57.8M 58.0M 50.3M 47.0M 50.5M 51.8M 44.7M 35.1M 41.2M
Invested Capital 351.4M 346.5M 327.8M 150.3M 100.5M 82.7M 69.9M 107.0M 79.0M 77.2M 75.0M 47.8M 51.4M 41.6M 37.8M 39.5M 51.2M 44.3M 47.0M 37.7M 39.4M 35.2M 25.9M 18.0M 25.3M 28.9M 29.5M 20.0M 18.7M

Cash Flow Statement

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
Net Income 11.33M 8.81M 8.76M 11.26M 12.62M 13.17M 12.81M 10.65M 7.07M 8.45M 8.51M 7.88M 7.69M 7.14M 6.84M 5.22M 5.59M 5.23M 5.11M 5.66M 6.26M 6.24M 5.84M 5.39M 5.18M 4.83M 4.80M 4.08M 4.55M
Depreciation & Amortization 1.59M 1.65M 1.59M 1.64M 1.80M 1.90M 2.06M 1.74M 1.39M 1.39M 1.43M 1.25M 1.15M 1.07M 1.06M 0.79M 0.66M 0.71M 0.78M 0.77M 0.84M 0.91M 0.90M 0.92M 0.86M 0.70M 0.84M 0.99M 0.79M
Deferred Income Tax -1.83M 0.24M -1.83M 0.27M -0.27M 0.37M -0.78M 0.44M -0.51M 0.99M 0.57M 0.34M -0.04M 0.58M -0.79M 0.60M -0.10M -0.01M 0.23M -0.06M -0.02M 0.09M 0.20M 0.00M 0.04M -0.05M -0.02M 0.05M 0.03M
Stock-Based Compensation 0.41M 0.47M 0.40M 0.37M 0.45M 0.30M 0.24M 0.17M 0.12M 0.10M 0.07M 0.04M 0.02M 0.01M 0.01M 0.01M 0.03M 0.01M 0.01M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Change in Working Capital 1.07M -3.13M 1.09M -3.71M -0.04M -6.62M -0.08M 1.35M -1.38M -1.45M -1.05M -2.70M -0.56M 0.63M 1.49M 0.71M 1.94M -3.43M 0.83M -3.87M 2.88M 2.16M -0.16M -0.46M 0.19M 0.56M -0.16M -0.18M -0.09M
Accounts Receivable -0.67M -0.60M -1.06M -1.25M -0.92M 0.88M -1.20M -0.12M -0.31M -0.24M -0.43M 0.02M -0.19M -0.12M 0.27M -0.05M 0.07M 0.30M 0.13M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.07M -0.01M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.11M 0.00M
Other Working Capital 1.73M -2.53M 2.15M -2.47M 0.87M -7.50M 1.12M 1.47M -1.07M -1.20M -0.62M -2.72M -0.37M 0.75M 1.22M 0.76M 1.87M -3.73M 0.70M -3.87M 2.88M 2.16M -0.16M -0.46M 0.20M 0.56M -0.16M 0.00M -0.08M
Other Non-Cash Items 7.26M 1.39M 2.14M -0.64M 14.48M 20.08M -21.31M -2.69M 10.07M 0.37M -1.88M 6.32M -6.06M 8.39M -5.14M 0.04M 3.14M -5.38M 5.75M 0.40M 0.05M -0.34M 9.80M -1.15M -0.52M -6.91M -0.79M -0.79M -0.90M
Net Cash from Operating Activities 19.82M 9.43M 12.15M 9.19M 29.03M 29.19M -7.06M 11.64M 16.76M 9.87M 7.64M 13.13M 2.20M 17.82M 3.47M 7.36M 11.26M -2.86M 12.71M 2.90M 10.00M 9.05M 16.56M 4.69M 5.74M -0.86M 4.66M 4.16M 4.38M
Capital Expenditures (PPE) -1.11M -1.77M -1.07M -1.95M -0.67M -3.51M -1.01M -6.42M -3.07M -1.99M -1.94M -2.29M -2.17M -1.29M -2.02M -1.50M -0.90M -0.90M -1.83M -1.07M -1.28M -1.56M -1.36M -0.48M -1.12M -1.02M -0.74M -0.35M -0.93M
Acquisitions (Net) 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 29.61M -0.18M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Purchases of Investments -44.61M -37.06M -58.33M -28.64M -62.92M -207.16M -44.35M -35.66M -17.21M -21.47M -30.05M -27.45M -24.28M -27.22M -15.13M -38.68M -14.18M -6.67M -5.74M -14.53M -3.18M -9.90M -16.87M -26.75M -18.22M -22.27M -5.99M -30.97M -32.93M
Sales / Maturities of Investments 24.95M 55.40M 56.51M 16.70M 30.34M 36.91M 26.61M 21.87M 7.70M 21.34M 20.59M 20.56M 17.73M 6.26M 35.08M 15.46M 14.34M 10.59M 9.33M 4.80M 11.67M 17.70M 18.49M 26.87M 21.28M 30.11M 11.35M 19.56M 18.20M
Other Investing Activities -51.65M -94.59M -121.94M -68.36M -174.34M -16.25M -107.16M -28.72M -55.40M -53.23M -29.33M -25.67M -13.43M -12.72M -18.08M -27.52M -19.45M -7.57M -43.48M -3.81M -10.29M -30.66M -18.12M -13.85M -4.57M -23.55M -14.62M 0.28M 0.82M
Net Cash from Investing Activities -72.41M -78.02M -124.83M -82.25M -207.58M -190.01M -125.91M -48.93M -67.98M -55.34M -40.72M -34.85M -22.15M -34.98M -0.15M -22.63M -20.37M -4.55M -41.72M -14.61M -3.08M -24.42M -17.88M -14.21M -2.62M -16.73M -9.98M -11.48M -14.84M
Net Debt Issuance 30.15M 150.00M 194.00M 15.70M 50.00M 9.34M -40.00M 19.34M -3.76M -0.01M 22.03M -5.55M 1.90M -2.53M -13.27M -3.20M -2.01M 3.58M 7.09M 5.73M -1.66M 8.32M 0.71M -0.31M -2.81M 3.96M 3.51M 0.04M 5.80M
Long-Term Debt Issuance 0.15M 140.00M 175.00M 55.70M 0.00M 9.34M 0.00M -20.29M -12.77M -0.28M 22.55M -0.29M -3.59M 0.07M -10.59M -4.64M 1.43M -1.86M 11.09M 5.73M -1.66M 8.32M 0.71M -0.31M -2.81M 3.96M 3.51M 0.04M 5.80M
Short-Term Debt Issuance 30.00M 10.00M 19.00M -40.00M 50.00M 0.00M -40.00M 39.63M 9.01M 0.27M -0.52M -5.26M 5.49M -2.60M -2.68M 1.44M -3.44M 5.44M -4.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Stock Issuance 0.80M -0.02M 0.00M -0.13M -0.08M 0.00M 0.02M 0.03M -0.11M -0.04M 0.05M -0.04M -0.01M 0.04M -0.02M 0.03M -0.10M -0.22M -0.56M -0.63M -0.23M -0.28M 0.06M 0.08M 0.05M -0.08M 0.00M 0.04M -0.01M
Common Stock Issuance 0.80M 0.00M 0.00M 0.00M 0.00M 0.07M 0.02M 0.04M 0.00M 0.02M 0.06M 0.05M 0.04M 0.06M 0.01M 0.03M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.06M 0.00M 0.00M 0.00M 0.00M 0.04M 0.04M
Common Stock Repurchased 0.00M -0.02M 0.00M -0.13M -0.08M 0.00M 0.00M -0.01M -0.11M -0.06M -0.01M -0.09M -0.05M -0.02M -0.04M 0.00M -0.10M -0.22M -0.56M 0.00M -0.23M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M -0.04M
Preferred Stock Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Dividends Paid -6.46M -6.44M -6.44M -6.42M -6.24M -5.88M -5.69M -5.50M -5.33M -5.15M -4.94M -4.82M -4.64M -4.50M -4.46M -4.46M -4.46M -4.60M -5.03M -5.07M -4.81M -6.29M -4.10M -3.73M -3.45M -3.21M -2.97M -2.27M -1.97M
Common Dividends Paid -6.46M -6.44M -6.44M -6.42M -6.24M -5.88M -5.69M -5.50M -5.33M -5.15M -4.94M -4.82M -4.64M -4.50M -4.46M -4.46M -4.46M -4.60M -5.03M -5.07M -4.81M -6.29M -4.10M -3.73M -3.45M -3.21M -2.97M -2.27M -1.97M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities 16.32M -49.03M -136.71M 103.69M 106.83M 100.51M 250.28M 37.26M 59.20M 49.93M 37.31M 8.34M 33.75M 8.36M 36.55M 32.99M 7.83M 4.46M 40.41M 4.14M 6.52M 6.70M 1.22M 12.37M 7.28M 26.99M 1.14M 5.42M 8.33M
Net Cash from Financing Activities 40.81M 94.52M 50.85M 112.84M 150.52M 103.97M 204.61M 51.13M 50.00M 44.71M 54.39M -2.07M 30.97M 1.37M 18.81M 25.36M 1.27M 3.21M 41.91M 4.18M -0.18M 8.46M -2.11M 8.41M 1.07M 27.65M 1.69M 3.23M 12.16M
Effect of FX on Cash 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash -11.79M 25.93M -61.83M 39.78M -28.04M -56.85M 71.64M 13.85M -1.22M -0.77M 21.31M -23.78M 11.03M -15.79M 22.13M 10.09M -7.84M -4.20M 12.90M -7.53M 6.75M -6.91M -3.42M -1.11M 4.19M 10.06M -3.63M -4.09M 1.70M
Cash at Beginning of Period 106.08M 152.16M 77.67M 37.89M 65.92M 122.77M 51.13M 37.29M 38.51M 39.28M 17.96M 41.74M 30.72M 46.51M 24.38M 14.29M 22.13M 26.33M 13.43M 20.96M 14.21M 21.12M 24.54M 25.75M 21.56M 11.50M 15.13M 19.20M 17.50M
Cash at End of Period 94.29M 178.09M 15.84M 77.67M 37.89M 65.92M 122.77M 51.13M 37.29M 38.51M 39.28M 17.96M 41.74M 30.72M 46.51M 24.38M 14.29M 22.13M 26.33M 13.43M 20.96M 14.21M 21.12M 24.63M 25.75M 21.56M 11.50M 15.10M 19.20M
Operating Cash Flow 19.82M 9.43M 12.15M 9.19M 29.03M 29.19M -7.06M 11.64M 16.76M 9.87M 7.64M 13.13M 2.20M 17.82M 3.47M 7.36M 11.26M -2.86M 12.71M 2.90M 10.00M 9.05M 16.56M 4.69M 5.74M -0.86M 4.66M 4.16M 4.38M
Capital Expenditure -1.11M -1.77M -1.07M -1.95M -0.67M -3.51M -1.01M -6.42M -3.07M -1.99M -1.94M -2.29M -2.17M -1.29M -2.02M -1.50M -0.90M -0.90M -1.83M -1.07M -1.28M -1.56M -1.36M -0.48M -1.12M -1.02M -0.74M -0.35M -0.93M
Free Cash Flow 18.71M 7.66M 11.08M 7.25M 28.37M 25.68M -8.07M 5.23M 13.69M 7.88M 5.71M 10.84M 0.03M 16.53M 1.45M 5.86M 10.36M -3.76M 10.88M 1.83M 8.72M 7.49M 15.18M 4.19M 4.63M -1.88M 3.93M 3.81M 3.45M

Free Cash Flow

Metric TTM TTM-1 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31 2016-12-31 2015-12-31 2014-12-31 2013-12-31 2012-12-31 2011-12-31 2010-12-31 2009-12-31 2008-12-31 2007-12-31 2006-12-31 2005-12-31 2004-12-31 2003-12-31 2002-12-31 2001-12-31 2000-12-31 1999-12-31 1998-12-31
EBITDA 30.17M 22.80M 19.21M 22.95M 29.35M 28.93M 27.38M 23.81M 18.38M 21.81M 20.95M 19.55M 18.94M 17.40M 17.60M 13.80M 13.29M 13.66M 13.64M 14.32M 14.74M 14.99M 14.14M 13.35M 13.09M 11.80M 11.79M -1.77M -1.47M
(-) Tax Adjustment 2.29M 1.30M 0.78M 2.89M 5.07M 4.84M 4.35M 3.49M 2.80M 6.52M 4.90M 4.94M 3.87M 3.60M 3.44M 2.44M 3.10M 2.92M 2.27M 3.69M 3.81M 4.24M 4.19M 3.88M 3.74M 3.44M 3.25M -0.55M -0.46M
(-) Change In Working Capital 1.07M -3.13M 1.09M -3.71M -0.04M -6.62M -0.08M 1.35M -1.38M -1.45M -1.05M -2.70M -0.56M 0.63M 1.49M 0.71M 1.94M -3.43M 0.83M -3.87M 2.88M 2.16M -0.16M -0.46M 0.19M 0.56M -0.16M -0.18M -0.09M
(-) Capital Expenditure -1.11M -1.77M -1.07M -1.95M -0.67M -3.51M -1.01M -6.42M -3.07M -1.99M -1.94M -2.29M -2.17M -1.29M -2.02M -1.50M -0.90M -0.90M -1.83M -1.07M -1.28M -1.56M -1.36M -0.48M -1.12M -1.02M -0.74M -0.35M -0.93M
Unlevered Free Cash Flow 25.70M 22.87M 16.27M 21.83M 23.66M 27.20M 22.10M 12.56M 13.89M 14.75M 15.16M 15.02M 13.46M 11.88M 10.65M 9.15M 7.35M 13.27M 8.70M 13.43M 6.76M 7.03M 8.74M 9.45M 8.05M 6.78M 7.97M -1.40M -1.85M
(-) Net Interest Income After Taxes 38.35M 34.51M 36.29M 32.85M 32.62M 29.73M 26.58M 25.93M 24.24M 18.76M 18.98M 17.28M 18.06M 17.46M 17.44M 16.26M 14.40M 14.09M 14.57M 13.39M 13.62M 12.73M 11.86M 11.47M 11.30M 10.32M 10.32M 9.51M 9.21M
Net Debt Issuance 30.15M 150.00M 194.00M 15.70M 50.00M 9.34M -40.00M 19.34M -3.76M -0.01M 22.03M -5.55M 1.90M -2.53M -13.27M -3.20M -2.01M 3.58M 7.09M 5.73M -1.66M 8.32M 0.71M -0.31M -2.81M 3.96M 3.51M 0.04M 5.80M
Levered Free Cash Flow 17.50M 138.36M 173.97M 4.67M 41.04M 6.80M -44.48M 5.97M -14.11M -4.02M 18.21M -7.81M -2.70M -8.11M -20.06M -10.30M -9.06M 2.75M 1.22M 5.77M -8.52M 2.62M -2.41M -2.33M -6.06M 0.43M 1.16M -10.87M -5.26M