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Page: Company Financials

VersaBank

Ticker: VBNK | Industry: Banks - Regional | Sector: Financial Services
$15.77 -0.45 (-2.77%)
As of: 2026-01-23

Master Data Export

Enterprise Value

Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
Stock Price 17.25 16.66 10.66 11.75 13.67 6.78 7.19 7.33 4.89 4.67 4.50 3.91 3.60 3.52 3.45
Market Capitalization 537.06M 441.89M 279.94M 321.85M 312.30M 143.11M 151.72M 154.91M 101.94M 92.80M 87.39M 75.92M 62.62M 61.26M 59.99M
(-) Cash & Equivalents 395.73M 199.89M 161.25M 131.55M 263.24M 271.50M 116.18M 120.23M 124.69M 125.77M 137.99M 162.59M 111.27M 80.82M 94.50M
(+) Total Debt 106.53M 106.23M 107.97M 104.63M 77.92M 23.01M 39.55M 43.19M 45.26M 57.65M 57.48M 57.33M 71.13M 35.74M 46.45M
Enterprise Value 247.86M 348.23M 226.66M 294.93M 126.98M -105.38M 75.09M 77.88M 22.52M 24.68M 6.88M -29.34M 22.48M 16.18M 11.94M

Income Statement

Metric TTM TTM-1 2024-10-31 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31 2018-10-31 2017-10-31 2016-10-31 2015-10-31 2014-10-31 2013-10-31 2012-10-31 2011-10-31
Revenue 300M 288M 112M 238M 133M 95M 86M 88M 81M 72M 71M 66M 61M 63M 74M 68M
Cost of Revenue 186M 174M 0M 130M 51M 29M 32M 34M 30M 28M 32M 32M 31M 36M 42M 39M
Gross Profit 114M 114M 112M 108M 82M 66M 55M 54M 51M 44M 39M 34M 30M 27M 32M 29M
Gross Profit Margin 38.0% 39.5% 100.0% 45.4% 61.8% 69.5% 63.3% 61.4% 63.3% 61.4% 54.7% 51.4% 48.7% 43.4% 43.7% 42.3%
R&D Expenses 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M 0M
SG&A Expenses 68M 46M 52M 46M 46M 31M 25M 24M 24M 25M 24M 23M 21M 21M 22M 16M
Operating Expenses 74M 50M 57M 50M 49M 35M 28M 26M 26M 29M 27M 25M 23M 25M 24M 18M
Operating Income (EBIT) 40M 64M 55M 58M 33M 31M 27M 28M 25M 15M 12M 9M 6M 3M 8M 11M
Operating Income Margin 13.2% 22.1% 48.8% 24.2% 24.6% 32.5% 31.1% 31.5% 30.8% 20.6% 16.6% 13.7% 10.2% 4.0% 10.9% 16.4%
Interest Income 291M 278M 285M 229M 127M 89M 86M 88M 81M 72M 70M 64M 58M 61M 61M 56M
Interest Expense 183M 174M 183M 129M 50M 29M 32M 34M 29M 28M 31M 30M 30M 35M 41M 39M
Net Interest Income 108M 104M 103M 100M 77M 60M 54M 54M 51M 44M 38M 34M 28M 26M 20M 17M
Unusual Items -108M -104M -102M -100M -77M -60M -54M -54M -51M -44M -38M -34M -28M -26M -20M -17M
EBT Excluding Unusual Items 148M 168M 157M 158M 109M 91M 81M 82M 77M 59M 50M 43M 34M 28M 28M 28M
Pre-Tax Income 40M 64M 55M 58M 33M 31M 27M 28M 25M 15M 12M 9M 6M 3M 8M 11M
Pre-Tax Margin 13.2% 22.1% 49.1% 24.2% 24.6% 32.5% 31.1% 31.5% 30.8% 20.6% 16.6% 13.7% 10.2% 4.0% 10.9% 16.4%
Income Tax Expense 11M 17M 15M 15M 10M 8M 7M 8M 7M -5M 3M 1M 1M 1M 4M 4M
Net Income 29M 47M 40M 42M 23M 22M 19M 20M 18M 19M 8M 8M 6M 2M 4M 8M
Net Income Margin 9.6% 16.2% 35.6% 17.7% 17.1% 23.6% 22.5% 22.9% 22.3% 27.2% 11.9% 12.5% 9.3% 2.8% 5.2% 11.1%
Depreciation & Amortization 3M 2M 3M 2M 2M 2M 1M 1M 1M 1M 1M 0M 0M 0M 1M 1M
EBITDA 43M 66M 57M 59M 34M 33M 28M 29M 26M 15M 13M 9M 7M 3M 9M 12M
EBITDA Margin 14.2% 22.9% 51.2% 25.0% 26.0% 34.3% 32.4% 32.3% 31.6% 21.3% 17.7% 14.3% 10.9% 4.7% 11.8% 17.3%
NOPAT 29M 47M 40M 42M 23M 22M 19M 20M 18M 19M 8M 8M 6M 2M 4M 8M
NOPAT Margin 9.6% 16.2% 35.4% 17.7% 17.1% 23.6% 22.5% 22.9% 22.3% 27.2% 11.9% 12.5% 9.3% 2.8% 5.2% 11.1%
Owner's Earnings 31M 30M 24M 44M 24M 24M 20M 21M 18M 18M 9M 9M 6M 2M 5M 8M
Owner's Earnings Margin 10.4% 10.5% 21.3% 18.3% 18.1% 25.4% 23.6% 23.4% 21.8% 24.8% 12.7% 13.1% 10.0% 3.6% 6.1% 12.0%
EPS (Basic) 0.94 1.75 1.49 1.53 0.79 0.96 0.82 0.85 0.86 0.83 0.32 0.33 0.29 0.11 0.24 0.48
EPS (Diluted) 0.96 1.80 1.53 1.60 0.83 1.03 0.92 0.96 0.86 0.93 0.43 0.42 0.29 0.11 0.24 0.48
Shares (Basic) 30M 26M 27M 27M 27M 22M 21M 21M 21M 21M 20M 19M 19M 17M 16M 16M
Shares (Diluted) 30M 26M 26M 26M 27M 22M 21M 21M 21M 21M 20M 19M 19M 17M 16M 16M

Balance Sheet

Metric MRQ MRQ-1 2024-10-31 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31 2018-10-31 2017-10-31 2016-10-31 2015-10-31 2014-10-31 2013-10-31 2012-10-31 2011-10-31
Cash & Cash Equivalents 460.31M 340.19M 225.25M 132.24M 88.58M 271.52M 257.64M 139.15M 129.78M 159.91M 93.96M 127.08M 145.14M 176.32M 129.47M 188.99M
Short-Term Investments 161.09M 105.76M 0.95M 0.95M 0.95M 0.95M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 151.54M 85.95M
Cash & Short-Term Investments 621.40M 445.95M 226.21M 133.20M 89.53M 272.48M 257.64M 139.15M 129.78M 159.91M 93.96M 127.08M 145.14M 176.32M 281.01M 274.94M
Net Receivables 33.37M 29.79M 32.50M 24.54M 18.48M 10.84M 6.81M 7.16M 7.39M 6.31M 7.27M 6.65M 6.08M 6.01M 79.03M 94.07M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Current Assets 654.77M 475.74M 258.70M 157.73M 108.01M 283.31M 264.45M 146.31M 137.17M 166.22M 101.24M 133.73M 151.22M 182.33M 360.04M 369.01M
Property, Plant & Equipment 26.70M 27.17M 26.62M 9.96M 10.99M 11.89M 10.45M 7.91M 8.39M 8.02M 4.33M 4.35M 4.51M 4.67M 4.66M 5.19M
Goodwill 12.30M 12.30M 12.30M 5.75M 5.75M 5.75M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Intangible Assets 10.84M 11.16M 12.05M 2.79M 3.19M 3.64M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Long-Term Investments 4,755.48M 4,502.42M 4,513.66M 3,999.18M 3,119.54M 2,095.81M 1,657.00M 1,597.63M 1,634.15M 0.26M 1,568.12M 22.43M 48.80M 1,194.45M 1,150.36M 1,091.43M
Tax Assets 1.63M 1.53M 0.75M 4.06M 2.13M 2.93M 5.15M 11.63M 18.40M 24.46M 6.40M 0.00M 0.00M 8.66M 9.09M 10.61M
Other Non-Current Assets 15.78M 16.82M 14.40M 22.13M 16.39M -0.95M 0.00M 17.07M 6.08M -8.28M 14.72M -26.78M -53.31M 2.50M 0.00M 0.00M
Other Assets 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 1,550.54M 0.00M 1,465.29M 1,241.34M 0.00M 0.00M 0.00M
Total Non-Current Assets 4,822.72M 4,571.40M 4,579.78M 4,043.88M 3,157.99M 2,119.07M 1,672.59M 1,634.24M 1,667.01M 1,575.00M 1,593.57M 1,465.29M 1,241.34M 1,210.28M 1,164.11M 1,107.23M
Total Assets 5,477.49M 5,047.13M 4,838.48M 4,201.61M 3,266.00M 2,402.39M 1,937.04M 1,780.54M 1,804.18M 1,741.23M 1,694.80M 1,599.02M 1,392.55M 1,392.61M 1,524.14M 1,476.23M
Accounts Payable 0.00M 0.00M 0.00M 9.68M 7.66M 110.76M 96.06M 97.00M 96.16M 88.78M 82.56M 61.00M 36.84M 14.13M 5.63M 3.90M
Short-Term Debt 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Tax Payables 0.00M 1.99M 0.89M 7.47M 5.80M 2.95M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Revenue 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Current Liabilities 4,627.41M 4,205.19M 4,144.67M 3,533.37M 2,657.54M 1,853.20M 1,567.57M 1,399.89M 1,437.43M -88.78M 1,369.65M -61.00M -36.84M 1,187.40M 1,317.30M 1,269.73M
Total Current Liabilities 4,627.41M 4,207.17M 4,145.57M 3,550.51M 2,671.00M 1,966.92M 1,663.63M 1,496.89M 1,533.59M 0.00M 1,452.21M 0.00M 0.00M 1,201.54M 1,322.93M 1,273.63M
Long-Term Debt 102.15M 101.84M 102.50M 106.85M 104.95M 95.27M 13.63M 38.25M 43.15M 43.04M 57.65M 57.48M 57.33M 63.74M 93.17M 92.90M
Capital Lease Obligations 2.87M 3.07M 6.08M 3.77M 4.47M 5.11M 3.08M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Deferred Tax Liabilities 0.07M 0.10M 0.14M 0.73M 0.79M 0.90M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Non-Current Liabilities 216.85M 208.63M 185.89M 170.05M 139.91M 17.73M 8.25M 10.08M 8.82M -43.04M 8.65M -57.48M -57.33M 6.20M 24.96M 22.63M
Total Non-Current Liabilities 321.94M 313.64M 294.61M 281.41M 250.12M 119.01M 24.96M 48.33M 51.97M 0.00M 66.31M 0.00M 0.00M 69.94M 118.13M 115.53M
Total Liabilities 4,949.35M 4,520.81M 4,440.17M 3,831.92M 2,921.12M 2,085.93M 1,688.60M 1,545.22M 1,585.56M 0.00M 1,518.52M 0.00M 0.00M 1,271.48M 1,441.06M 1,389.16M
Preferred Stock 0.00M 0.00M 0.00M 13.65M 13.65M 13.65M 29.34M 29.34M 29.34M 29.34M 29.34M 29.34M 13.65M 0.00M 0.00M 0.00M
Common Stock 326.04M 329.80M 215.61M 214.82M 225.98M 227.67M 152.61M 152.61M 152.61M 152.61M 147.22M 142.22M 142.22M 142.22M 103.97M 103.97M
Retained Earnings 200.41M 196.28M 181.24M 146.04M 109.34M 90.64M 73.19M 58.07M 41.47M 26.44M 9.17M 2.90M -3.49M -9.17M -10.93M -14.76M
Accumulated OCI -0.85M -0.32M -0.13M 0.13M 0.10M 0.00M 0.00M 0.00M 0.00M 0.00M 0.01M 0.01M 0.02M 0.02M -103.89M -96.60M
Minority Interest 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Total Shareholders’ Equity 525.60M 525.77M 396.72M 374.65M 349.06M 331.96M 255.14M 240.02M 223.42M 208.40M 185.74M 174.48M 152.40M 133.08M -10.86M -7.39M
Total Equity 525.60M 525.77M 396.72M 374.65M 349.06M 331.96M 255.14M 240.02M 223.42M 208.40M 185.74M 174.48M 152.40M 133.08M -10.86M -7.39M
Total Liabilities & Equity 5,474.95M 5,046.58M 4,836.89M 4,206.56M 3,270.18M 2,417.89M 1,943.74M 1,785.24M 1,808.99M 208.40M 1,704.26M 174.48M 152.40M 1,404.55M 1,430.20M 1,381.77M
Tangible Assets 5,454.35M 5,023.67M 4,814.13M 4,193.07M 3,257.06M 2,392.99M 1,937.04M 1,780.54M 1,804.18M 1,741.23M 1,694.80M 1,599.02M 1,392.55M 1,392.61M 1,524.14M 1,476.23M
Tangible Equity 502.46M 502.31M 372.36M 366.10M 340.12M 322.57M 255.14M 240.02M 223.42M 208.40M 185.74M 174.48M 152.40M 133.08M -10.86M -7.39M
Tangible Book Value 502.46M 502.31M 372.36M 366.10M 340.12M 322.57M 255.14M 240.02M 223.42M 208.40M 185.74M 174.48M 152.40M 133.08M -10.86M -7.39M
Total Investments 4,916.57M 4,608.18M 4,514.61M 4,000.13M 3,120.49M 2,096.76M 1,657.00M 1,597.63M 1,634.15M 0.26M 1,568.12M 22.43M 48.80M 1,194.45M 1,301.90M 1,177.38M
Net Debt -358.16M -238.34M -122.75M -25.39M 16.37M -176.25M -244.01M -100.90M -86.63M -116.87M -36.31M -69.59M -87.81M -112.58M -36.30M -96.10M

Capital Metrics

Metric MRQ MRQ-1 2024-10-31 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31 2018-10-31 2017-10-31 2016-10-31 2015-10-31 2014-10-31 2013-10-31 2012-10-31 2011-10-31
Working Capital -3,972.6M -3,729.4M -3,886.0M -3,385.3M -2,557.2M -1,668.0M -1,392.3M -1,345.7M -1,391.5M 73.7M -1,341.4M 69.2M 111.7M -1,007.2M -952.9M -895.1M
Total Capital 633.2M 633.2M 507.8M 487.8M 460.1M 432.5M 272.0M 278.4M 266.7M 251.6M 243.5M 232.1M 209.8M 196.9M 186.3M 189.5M
Capital Employed 850.1M 841.9M 693.8M 658.6M 600.8M 451.1M 280.3M 288.5M 275.5M 1,632.5M 252.2M 1,561.2M 1,406.4M 203.1M 211.2M 212.1M
Invested Capital 172.8M 293.0M 282.5M 355.5M 371.5M 161.0M 14.4M 139.3M 136.9M 91.7M 149.6M 105.0M 64.7M 20.6M 56.8M 0.5M

Cash Flow Statement

Metric TTM TTM-1 2024-10-31 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31 2018-10-31 2017-10-31 2016-10-31 2015-10-31 2014-10-31 2013-10-31 2012-10-31 2011-10-31
Net Income 28.77M 46.71M 39.75M 42.16M 22.66M 22.38M 19.41M 20.20M 18.07M 19.47M 8.47M 8.22M 5.68M 1.76M 3.82M 7.57M
Depreciation & Amortization 3.04M 2.23M 2.63M 1.78M 1.94M 1.73M 1.15M 0.72M 0.62M 0.55M 0.78M 0.39M 0.40M 0.49M 0.70M 0.00M
Deferred Income Tax 10.90M 16.92M 15.05M 15.48M 9.89M 8.41M 7.35M 7.63M 6.94M -4.74M 3.29M 0.82M 0.53M 0.74M 4.22M 0.00M
Stock-Based Compensation 0.15M 0.45M 0.35M 0.90M 1.47M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.02M 0.07M 0.05M 0.00M 0.00M
Change in Working Capital 112.91M 128.54M 229.86M 12.44M -75.13M -134.29M 113.71M -6.04M -38.95M 65.35M -58.32M -67.85M -33.64M -93.03M -5.44M -10.85M
Accounts Receivable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Inventory 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Accounts Payable 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Working Capital 112.91M 128.54M 229.86M 12.44M -75.13M -134.29M 113.71M -6.04M -38.95M 65.35M -58.32M -67.85M -33.64M -93.03M -5.44M 0.00M
Other Non-Cash Items -7.41M -3.53M -14.93M 21.95M 6.52M -6.54M -2.02M -2.73M -1.59M -2.76M -0.68M 0.96M -2.06M 1.45M -13.51M -16.95M
Net Cash from Operating Activities 148.36M 191.32M 272.71M 94.72M -32.65M -108.31M 139.60M 19.78M -14.90M 77.88M -46.47M -57.44M -29.02M -88.53M -10.21M -20.23M
Capital Expenditures (PPE) -0.56M -18.69M -18.58M -0.36M -0.58M -0.01M -0.25M -0.24M -0.99M -2.24M -0.25M 0.00M 0.00M 0.00M 0.00M 0.00M
Acquisitions (Net) 0.00M 0.00M -12.12M 0.00M 0.00M -7.47M 0.00M 0.00M 0.00M -0.28M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Purchases of Investments 0.00M 0.00M 0.00M -27.78M -141.03M -0.95M 0.00M 0.00M -10.02M 0.00M -9.58M 0.00M -34.89M -28.04M -131.27M -35.55M
Sales / Maturities of Investments 135.99M 14.13M 0.00M 0.00M 0.00M 0.00M 10.00M 0.00M 0.26M 9.59M 21.85M 25.92M 26.44M 155.45M 81.95M 137.55M
Other Investing Activities -153.14M -27.78M -126.89M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Cash from Investing Activities -17.71M -32.34M -157.58M -28.14M -141.61M -8.44M 9.76M -0.24M -10.76M 7.07M 12.02M 25.92M -8.45M 127.41M -49.32M 102.01M
Net Debt Issuance -0.36M -5.71M -5.74M -0.70M -0.64M 78.84M -24.89M -5.13M 0.00M -14.81M 0.00M 0.00M -7.00M -30.00M 0.00M 9.63M
Long-Term Debt Issuance -0.36M -5.71M -5.74M -0.70M -0.64M 78.84M -24.89M -5.13M 0.00M -14.81M 0.00M 0.00M -7.00M -30.00M 0.00M 9.63M
Short-Term Debt Issuance 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Stock Issuance 109.39M 0.28M -14.01M -13.01M -1.93M 56.41M 0.00M 0.00M 0.00M 0.00M 5.00M 15.28M 13.29M 37.98M 0.00M 8.60M
Common Stock Issuance 114.19M 0.00M 0.61M 0.28M 0.00M 73.23M 0.00M 0.00M 0.00M 0.00M 5.00M 15.28M 13.29M 37.98M 0.00M 8.60M
Common Stock Repurchased -5.41M 0.00M 0.00M -13.29M -1.93M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Preferred Stock Issuance 0.00M 0.00M -14.62M 0.00M 0.00M -16.81M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Dividends Paid -3.33M -3.59M -3.59M -3.60M -3.73M -3.85M -4.28M -3.68M -3.04M -2.20M -2.20M -1.82M 0.00M 0.00M 0.00M 0.00M
Common Dividends Paid -3.33M -3.59M -3.59M -3.60M -3.73M -3.85M -4.28M -3.68M -3.04M -2.20M -2.20M -1.82M 0.00M 0.00M 0.00M 0.00M
Preferred Dividends Paid 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Other Financing Activities -14.62M 0.00M 0.00M 0.00M 0.00M 0.00M -1.69M -1.37M -1.43M -1.99M -1.46M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Cash from Financing Activities 91.08M -9.02M -23.33M -17.31M -6.30M 131.40M -30.85M -10.17M -4.47M -19.00M 1.34M 13.45M 6.29M 7.98M 0.00M 18.23M
Effect of FX on Cash -9.40M 10.30M 1.22M -5.60M -2.38M -0.78M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M 0.00M
Net Change in Cash 212.33M 160.26M 93.01M 43.66M -182.94M 13.88M 118.50M 9.36M -30.13M 65.95M -33.11M -18.06M -31.18M 46.86M -59.53M 100.00M
Cash at Beginning of Period 1,200.12M 546.29M 132.24M 88.58M 271.52M 257.64M 139.15M 129.78M 159.91M 93.96M 127.08M 145.14M 176.32M 129.47M 188.99M 88.99M
Cash at End of Period 1,412.45M 706.54M 225.25M 132.24M 88.58M 271.52M 257.64M 139.15M 129.78M 159.91M 93.96M 127.08M 145.14M 176.32M 129.47M 188.99M
Operating Cash Flow 148.36M 191.32M 272.71M 94.72M -32.65M -108.31M 139.60M 19.78M -14.90M 77.88M -46.47M -57.44M -29.02M -88.53M -10.21M -20.23M
Capital Expenditure -0.56M -18.69M -18.58M -0.36M -0.58M -0.01M -0.25M -0.24M -0.99M -2.24M -0.25M 0.00M 0.00M 0.00M 0.00M 0.00M
Free Cash Flow 147.80M 172.62M 254.13M 94.36M -33.24M -108.32M 139.35M 19.54M -15.90M 75.64M -46.72M -57.44M -29.02M -88.53M -10.21M -20.23M

Free Cash Flow

Metric TTM TTM-1 2024-10-31 2023-10-31 2022-10-31 2021-10-31 2020-10-31 2019-10-31 2018-10-31 2017-10-31 2016-10-31 2015-10-31 2014-10-31 2013-10-31 2012-10-31 2011-10-31
EBITDA 49.37M 70.42M 62.31M 63.33M 38.35M 36.17M 30.36M 30.97M 27.94M 19.47M 16.01M 11.53M 9.12M 7.27M 11.31M 13.92M
(-) Tax Adjustment 13.56M 18.73M 17.11M 17.01M 11.65M 9.88M 8.34M 8.49M 7.75M 0.00M 4.48M 1.05M 0.78M 2.15M 3.96M 4.50M
(-) Change In Working Capital 112.91M 128.54M 229.86M 12.44M -75.13M -134.29M 113.71M -6.04M -38.95M 65.35M -58.32M -67.85M -33.64M -93.03M -5.44M -10.85M
(-) Capital Expenditure -0.56M -18.69M -18.58M -0.36M -0.58M -0.01M -0.25M -0.24M -0.99M -2.24M -0.25M 0.00M 0.00M 0.00M 0.00M 0.00M
Unlevered Free Cash Flow -79.45M -95.54M -203.24M 33.52M 101.24M 160.56M -91.94M 28.28M 58.15M -48.13M 69.61M 78.33M 41.98M 98.15M 12.79M 20.26M
(-) Net Interest Income After Taxes 78.65M 76.34M 74.47M 73.18M 53.37M 43.73M 39.26M 39.13M 37.21M 43.98M 27.66M 30.89M 25.49M 18.07M 12.75M 11.45M
Net Debt Issuance -0.36M -5.71M -5.74M -0.70M -0.64M 78.84M -24.89M -5.13M 0.00M -14.81M 0.00M 0.00M -7.00M -30.00M 0.00M 9.63M
Levered Free Cash Flow -158.46M -177.60M -283.44M -40.36M 47.23M 195.67M -156.08M -15.97M 20.94M -106.92M 41.95M 47.44M 9.49M 50.09M 0.04M 18.44M